LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,730
−HK$9,201/mo
▼ 0.25% · 3.875%
HK$151,294
−HK$4,637/mo
Today · 4.125%
HK$155,931
baseline
▲ 0.50% · 4.625%
HK$165,419
+HK$9,488/mo
Deposit HK$32.17M · loan HK$32.17M · min. income ≈ HK$311,862/mo (50% DSR)
Upfront cash ≈ HK$34.91M (deposit + AVD stamp duty HK$2,734,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,235
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$167,613
−HK$4,441/mo
Today · 4.125%
HK$172,054
baseline
▲ 0.50% · 4.625%
HK$181,123
+HK$9,069/mo
Deposit HK$32.17M · loan HK$32.17M · min. income ≈ HK$344,108/mo (50% DSR)
Upfront cash ≈ HK$34.91M (deposit + AVD stamp duty HK$2,734,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,075
−HK$11,042/mo
▼ 0.25% · 3.875%
HK$181,552
−HK$5,565/mo
Today · 4.125%
HK$187,117
baseline
▲ 0.50% · 4.625%
HK$198,503
+HK$11,386/mo
Deposit HK$25.74M · loan HK$38.61M · min. income ≈ HK$374,234/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,734,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,882
−HK$10,583/mo
▼ 0.25% · 3.875%
HK$201,136
−HK$5,329/mo
Today · 4.125%
HK$206,465
baseline
▲ 0.50% · 4.625%
HK$217,348
+HK$10,883/mo
Deposit HK$25.74M · loan HK$38.61M · min. income ≈ HK$412,930/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,734,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,421
−HK$12,882/mo
▼ 0.25% · 3.875%
HK$211,811
−HK$6,492/mo
Today · 4.125%
HK$218,303
baseline
▲ 0.50% · 4.625%
HK$231,586
+HK$13,283/mo
Deposit HK$19.30M · loan HK$45.04M · min. income ≈ HK$436,606/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$2,734,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,529
−HK$12,347/mo
▼ 0.25% · 3.875%
HK$234,658
−HK$6,218/mo
Today · 4.125%
HK$240,876
baseline
▲ 0.50% · 4.625%
HK$253,573
+HK$12,697/mo
Deposit HK$19.30M · loan HK$45.04M · min. income ≈ HK$481,752/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$2,734,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,113
−HK$16,562/mo
▼ 0.25% · 3.875%
HK$272,329
−HK$8,346/mo
Today · 4.125%
HK$280,675
baseline
▲ 0.50% · 4.625%
HK$297,754
+HK$17,079/mo
Deposit HK$6.43M · loan HK$57.91M · min. income ≈ HK$561,350/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$2,734,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,823
−HK$15,875/mo
▼ 0.25% · 3.875%
HK$301,703
−HK$7,995/mo
Today · 4.125%
HK$309,698
baseline
▲ 0.50% · 4.625%
HK$326,022
+HK$16,324/mo
Deposit HK$6.43M · loan HK$57.91M · min. income ≈ HK$619,396/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$2,734,783 · Scale 2, in force from 26 Feb 2026)