LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,674
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,130
−HK$464/mo
Today · 4.125%
HK$15,594
baseline
▲ 0.50% · 4.625%
HK$16,543
+HK$949/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,188/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,325
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,762
−HK$445/mo
Today · 4.125%
HK$17,207
baseline
▲ 0.50% · 4.625%
HK$18,114
+HK$907/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,414/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,609
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,157
−HK$556/mo
Today · 4.125%
HK$18,713
baseline
▲ 0.50% · 4.625%
HK$19,852
+HK$1,139/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,426/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,590
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,115
−HK$533/mo
Today · 4.125%
HK$20,648
baseline
▲ 0.50% · 4.625%
HK$21,736
+HK$1,088/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,296/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,544
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$649/mo
Today · 4.125%
HK$21,832
baseline
▲ 0.50% · 4.625%
HK$23,160
+HK$1,328/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,664/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,855
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,467
−HK$622/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,359
+HK$1,270/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,413
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,235
−HK$835/mo
Today · 4.125%
HK$28,070
baseline
▲ 0.50% · 4.625%
HK$29,777
+HK$1,707/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$56,140/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,384
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,172
−HK$800/mo
Today · 4.125%
HK$30,972
baseline
▲ 0.50% · 4.625%
HK$32,605
+HK$1,633/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$61,944/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,524 · Scale 2, in force from 26 Feb 2026)