LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,675
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,131
−HK$464/mo
Today · 4.125%
HK$15,595
baseline
▲ 0.50% · 4.625%
HK$16,544
+HK$949/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,190/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,325
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,763
−HK$444/mo
Today · 4.125%
HK$17,207
baseline
▲ 0.50% · 4.625%
HK$18,114
+HK$907/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,414/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,610
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,157
−HK$557/mo
Today · 4.125%
HK$18,714
baseline
▲ 0.50% · 4.625%
HK$19,853
+HK$1,139/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,428/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,590
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,116
−HK$533/mo
Today · 4.125%
HK$20,649
baseline
▲ 0.50% · 4.625%
HK$21,737
+HK$1,088/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,298/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,544
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,184
−HK$649/mo
Today · 4.125%
HK$21,833
baseline
▲ 0.50% · 4.625%
HK$23,161
+HK$1,328/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,666/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,856
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$622/mo
Today · 4.125%
HK$24,090
baseline
▲ 0.50% · 4.625%
HK$25,360
+HK$1,270/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,180/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,414
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,236
−HK$835/mo
Today · 4.125%
HK$28,071
baseline
▲ 0.50% · 4.625%
HK$29,779
+HK$1,708/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$56,142/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,386
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,174
−HK$799/mo
Today · 4.125%
HK$30,973
baseline
▲ 0.50% · 4.625%
HK$32,606
+HK$1,633/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$61,946/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,552 · Scale 2, in force from 26 Feb 2026)