LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,677
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,133
−HK$464/mo
Today · 4.125%
HK$15,597
baseline
▲ 0.50% · 4.625%
HK$16,546
+HK$949/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,194/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,328
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,765
−HK$445/mo
Today · 4.125%
HK$17,210
baseline
▲ 0.50% · 4.625%
HK$18,117
+HK$907/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,420/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,612
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,160
−HK$556/mo
Today · 4.125%
HK$18,716
baseline
▲ 0.50% · 4.625%
HK$19,855
+HK$1,139/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,432/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,593
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,119
−HK$533/mo
Today · 4.125%
HK$20,652
baseline
▲ 0.50% · 4.625%
HK$21,740
+HK$1,088/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,304/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,547
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,186
−HK$650/mo
Today · 4.125%
HK$21,836
baseline
▲ 0.50% · 4.625%
HK$23,164
+HK$1,328/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,672/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,859
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,472
−HK$622/mo
Today · 4.125%
HK$24,094
baseline
▲ 0.50% · 4.625%
HK$25,364
+HK$1,270/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,188/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,418
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,240
−HK$834/mo
Today · 4.125%
HK$28,074
baseline
▲ 0.50% · 4.625%
HK$29,783
+HK$1,709/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$56,148/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,390
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$799/mo
Today · 4.125%
HK$30,977
baseline
▲ 0.50% · 4.625%
HK$32,610
+HK$1,633/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$61,954/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,637 · Scale 2, in force from 26 Feb 2026)