LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,678
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,135
−HK$464/mo
Today · 4.125%
HK$15,599
baseline
▲ 0.50% · 4.625%
HK$16,548
+HK$949/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,198/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,330
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,768
−HK$444/mo
Today · 4.125%
HK$17,212
baseline
▲ 0.50% · 4.625%
HK$18,119
+HK$907/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,424/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,614
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,162
−HK$557/mo
Today · 4.125%
HK$18,719
baseline
▲ 0.50% · 4.625%
HK$19,858
+HK$1,139/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,438/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,596
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,121
−HK$533/mo
Today · 4.125%
HK$20,654
baseline
▲ 0.50% · 4.625%
HK$21,743
+HK$1,089/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,308/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,550
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,189
−HK$650/mo
Today · 4.125%
HK$21,839
baseline
▲ 0.50% · 4.625%
HK$23,167
+HK$1,328/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,678/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,862
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$622/mo
Today · 4.125%
HK$24,097
baseline
▲ 0.50% · 4.625%
HK$25,367
+HK$1,270/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,194/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,421
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,243
−HK$835/mo
Today · 4.125%
HK$28,078
baseline
▲ 0.50% · 4.625%
HK$29,787
+HK$1,709/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$56,156/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,393
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,182
−HK$799/mo
Today · 4.125%
HK$30,981
baseline
▲ 0.50% · 4.625%
HK$32,615
+HK$1,634/mo
Deposit HK$644K · loan HK$5.79M · min. income ≈ HK$61,962/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,722 · Scale 2, in force from 26 Feb 2026)