LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,685
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,141
−HK$465/mo
Today · 4.125%
HK$15,606
baseline
▲ 0.50% · 4.625%
HK$16,555
+HK$949/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,212/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,337
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,775
−HK$444/mo
Today · 4.125%
HK$17,219
baseline
▲ 0.50% · 4.625%
HK$18,127
+HK$908/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,438/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,622
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,170
−HK$557/mo
Today · 4.125%
HK$18,727
baseline
▲ 0.50% · 4.625%
HK$19,866
+HK$1,139/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$37,454/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,604
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,130
−HK$533/mo
Today · 4.125%
HK$20,663
baseline
▲ 0.50% · 4.625%
HK$21,752
+HK$1,089/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$41,326/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,559
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,198
−HK$650/mo
Today · 4.125%
HK$21,848
baseline
▲ 0.50% · 4.625%
HK$23,177
+HK$1,329/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,696/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,871
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,485
−HK$622/mo
Today · 4.125%
HK$24,107
baseline
▲ 0.50% · 4.625%
HK$25,378
+HK$1,271/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,214/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,432
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,255
−HK$835/mo
Today · 4.125%
HK$28,090
baseline
▲ 0.50% · 4.625%
HK$29,799
+HK$1,709/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$56,180/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$178,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,406
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,195
−HK$800/mo
Today · 4.125%
HK$30,995
baseline
▲ 0.50% · 4.625%
HK$32,628
+HK$1,633/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$61,990/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$178,994 · Scale 2, in force from 26 Feb 2026)