LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,861
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$151,429
−HK$4,641/mo
Today · 4.125%
HK$156,070
baseline
▲ 0.50% · 4.625%
HK$165,567
+HK$9,497/mo
Deposit HK$32.20M · loan HK$32.20M · min. income ≈ HK$312,140/mo (50% DSR)
Upfront cash ≈ HK$34.94M (deposit + AVD stamp duty HK$2,737,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,381
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$167,763
−HK$4,445/mo
Today · 4.125%
HK$172,208
baseline
▲ 0.50% · 4.625%
HK$181,286
+HK$9,078/mo
Deposit HK$32.20M · loan HK$32.20M · min. income ≈ HK$344,416/mo (50% DSR)
Upfront cash ≈ HK$34.94M (deposit + AVD stamp duty HK$2,737,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,233
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$181,715
−HK$5,570/mo
Today · 4.125%
HK$187,285
baseline
▲ 0.50% · 4.625%
HK$198,680
+HK$11,395/mo
Deposit HK$25.76M · loan HK$38.64M · min. income ≈ HK$374,570/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,737,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,058
−HK$10,592/mo
▼ 0.25% · 3.875%
HK$201,316
−HK$5,334/mo
Today · 4.125%
HK$206,650
baseline
▲ 0.50% · 4.625%
HK$217,543
+HK$10,893/mo
Deposit HK$25.76M · loan HK$38.64M · min. income ≈ HK$413,300/mo (50% DSR)
Upfront cash ≈ HK$28.50M (deposit + AVD stamp duty HK$2,737,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,605
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$212,001
−HK$6,498/mo
Today · 4.125%
HK$218,499
baseline
▲ 0.50% · 4.625%
HK$231,794
+HK$13,295/mo
Deposit HK$19.32M · loan HK$45.08M · min. income ≈ HK$436,998/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,737,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,734
−HK$12,358/mo
▼ 0.25% · 3.875%
HK$234,868
−HK$6,224/mo
Today · 4.125%
HK$241,092
baseline
▲ 0.50% · 4.625%
HK$253,800
+HK$12,708/mo
Deposit HK$19.32M · loan HK$45.08M · min. income ≈ HK$482,184/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,737,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,350
−HK$16,577/mo
▼ 0.25% · 3.875%
HK$272,573
−HK$8,354/mo
Today · 4.125%
HK$280,927
baseline
▲ 0.50% · 4.625%
HK$298,021
+HK$17,094/mo
Deposit HK$6.44M · loan HK$57.96M · min. income ≈ HK$561,854/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,737,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,087
−HK$15,888/mo
▼ 0.25% · 3.875%
HK$301,974
−HK$8,001/mo
Today · 4.125%
HK$309,975
baseline
▲ 0.50% · 4.625%
HK$326,314
+HK$16,339/mo
Deposit HK$6.44M · loan HK$57.96M · min. income ≈ HK$619,950/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,737,233 · Scale 2, in force from 26 Feb 2026)