LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,686
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,143
−HK$464/mo
Today · 4.125%
HK$15,607
baseline
▲ 0.50% · 4.625%
HK$16,557
+HK$950/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,214/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,339
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,777
−HK$444/mo
Today · 4.125%
HK$17,221
baseline
▲ 0.50% · 4.625%
HK$18,129
+HK$908/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,442/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,624
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,172
−HK$557/mo
Today · 4.125%
HK$18,729
baseline
▲ 0.50% · 4.625%
HK$19,869
+HK$1,140/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$37,458/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,606
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,132
−HK$533/mo
Today · 4.125%
HK$20,665
baseline
▲ 0.50% · 4.625%
HK$21,755
+HK$1,090/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$41,330/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,561
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,201
−HK$649/mo
Today · 4.125%
HK$21,850
baseline
▲ 0.50% · 4.625%
HK$23,180
+HK$1,330/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,700/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,874
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,487
−HK$623/mo
Today · 4.125%
HK$24,110
baseline
▲ 0.50% · 4.625%
HK$25,381
+HK$1,271/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,220/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,436
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,258
−HK$835/mo
Today · 4.125%
HK$28,093
baseline
▲ 0.50% · 4.625%
HK$29,803
+HK$1,710/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$56,186/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$179,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,409
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,198
−HK$800/mo
Today · 4.125%
HK$30,998
baseline
▲ 0.50% · 4.625%
HK$32,632
+HK$1,634/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$61,996/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$179,070 · Scale 2, in force from 26 Feb 2026)