LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,687
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,144
−HK$464/mo
Today · 4.125%
HK$15,608
baseline
▲ 0.50% · 4.625%
HK$16,558
+HK$950/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,216/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,339
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,777
−HK$445/mo
Today · 4.125%
HK$17,222
baseline
▲ 0.50% · 4.625%
HK$18,130
+HK$908/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,444/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,624
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,173
−HK$557/mo
Today · 4.125%
HK$18,730
baseline
▲ 0.50% · 4.625%
HK$19,869
+HK$1,139/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$37,460/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,607
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,133
−HK$533/mo
Today · 4.125%
HK$20,666
baseline
▲ 0.50% · 4.625%
HK$21,756
+HK$1,090/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$41,332/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,562
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,201
−HK$650/mo
Today · 4.125%
HK$21,851
baseline
▲ 0.50% · 4.625%
HK$23,181
+HK$1,330/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,702/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,875
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,488
−HK$623/mo
Today · 4.125%
HK$24,111
baseline
▲ 0.50% · 4.625%
HK$25,382
+HK$1,271/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,222/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,437
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,259
−HK$835/mo
Today · 4.125%
HK$28,094
baseline
▲ 0.50% · 4.625%
HK$29,804
+HK$1,710/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$56,188/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$179,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,410
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$800/mo
Today · 4.125%
HK$30,999
baseline
▲ 0.50% · 4.625%
HK$32,633
+HK$1,634/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$61,998/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$179,096 · Scale 2, in force from 26 Feb 2026)