LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,689
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,145
−HK$465/mo
Today · 4.125%
HK$15,610
baseline
▲ 0.50% · 4.625%
HK$16,559
+HK$949/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,220/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,341
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,779
−HK$445/mo
Today · 4.125%
HK$17,224
baseline
▲ 0.50% · 4.625%
HK$18,132
+HK$908/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,448/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,626
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,175
−HK$557/mo
Today · 4.125%
HK$18,732
baseline
▲ 0.50% · 4.625%
HK$19,871
+HK$1,139/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$37,464/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,609
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,135
−HK$533/mo
Today · 4.125%
HK$20,668
baseline
▲ 0.50% · 4.625%
HK$21,758
+HK$1,090/mo
Deposit HK$2.58M · loan HK$3.86M · min. income ≈ HK$41,336/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,564
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,204
−HK$649/mo
Today · 4.125%
HK$21,853
baseline
▲ 0.50% · 4.625%
HK$23,183
+HK$1,330/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,706/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,877
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,491
−HK$622/mo
Today · 4.125%
HK$24,113
baseline
▲ 0.50% · 4.625%
HK$25,384
+HK$1,271/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,226/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,262
−HK$835/mo
Today · 4.125%
HK$28,097
baseline
▲ 0.50% · 4.625%
HK$29,807
+HK$1,710/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$56,194/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$179,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,414
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,202
−HK$801/mo
Today · 4.125%
HK$31,003
baseline
▲ 0.50% · 4.625%
HK$32,637
+HK$1,634/mo
Deposit HK$644K · loan HK$5.80M · min. income ≈ HK$62,006/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$179,162 · Scale 2, in force from 26 Feb 2026)