LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,938
−HK$9,214/mo
▼ 0.25% · 3.875%
HK$151,508
−HK$4,644/mo
Today · 4.125%
HK$156,152
baseline
▲ 0.50% · 4.625%
HK$165,653
+HK$9,501/mo
Deposit HK$32.22M · loan HK$32.22M · min. income ≈ HK$312,304/mo (50% DSR)
Upfront cash ≈ HK$34.96M (deposit + AVD stamp duty HK$2,738,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,467
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$167,851
−HK$4,447/mo
Today · 4.125%
HK$172,298
baseline
▲ 0.50% · 4.625%
HK$181,380
+HK$9,082/mo
Deposit HK$32.22M · loan HK$32.22M · min. income ≈ HK$344,596/mo (50% DSR)
Upfront cash ≈ HK$34.96M (deposit + AVD stamp duty HK$2,738,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,325
−HK$11,057/mo
▼ 0.25% · 3.875%
HK$181,810
−HK$5,572/mo
Today · 4.125%
HK$187,382
baseline
▲ 0.50% · 4.625%
HK$198,784
+HK$11,402/mo
Deposit HK$25.78M · loan HK$38.66M · min. income ≈ HK$374,764/mo (50% DSR)
Upfront cash ≈ HK$28.51M (deposit + AVD stamp duty HK$2,738,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,160
−HK$10,598/mo
▼ 0.25% · 3.875%
HK$201,421
−HK$5,337/mo
Today · 4.125%
HK$206,758
baseline
▲ 0.50% · 4.625%
HK$217,656
+HK$10,898/mo
Deposit HK$25.78M · loan HK$38.66M · min. income ≈ HK$413,516/mo (50% DSR)
Upfront cash ≈ HK$28.51M (deposit + AVD stamp duty HK$2,738,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,713
−HK$12,900/mo
▼ 0.25% · 3.875%
HK$212,112
−HK$6,501/mo
Today · 4.125%
HK$218,613
baseline
▲ 0.50% · 4.625%
HK$231,915
+HK$13,302/mo
Deposit HK$19.33M · loan HK$45.11M · min. income ≈ HK$437,226/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,738,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,853
−HK$12,365/mo
▼ 0.25% · 3.875%
HK$234,991
−HK$6,227/mo
Today · 4.125%
HK$241,218
baseline
▲ 0.50% · 4.625%
HK$253,933
+HK$12,715/mo
Deposit HK$19.33M · loan HK$45.11M · min. income ≈ HK$482,436/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,738,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,488
−HK$16,586/mo
▼ 0.25% · 3.875%
HK$272,715
−HK$8,359/mo
Today · 4.125%
HK$281,074
baseline
▲ 0.50% · 4.625%
HK$298,176
+HK$17,102/mo
Deposit HK$6.44M · loan HK$58.00M · min. income ≈ HK$562,148/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,738,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,240
−HK$15,897/mo
▼ 0.25% · 3.875%
HK$302,131
−HK$8,006/mo
Today · 4.125%
HK$310,137
baseline
▲ 0.50% · 4.625%
HK$326,485
+HK$16,348/mo
Deposit HK$6.44M · loan HK$58.00M · min. income ≈ HK$620,274/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,738,663 · Scale 2, in force from 26 Feb 2026)