LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,966
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$151,537
−HK$4,645/mo
Today · 4.125%
HK$156,182
baseline
▲ 0.50% · 4.625%
HK$165,685
+HK$9,503/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$312,364/mo (50% DSR)
Upfront cash ≈ HK$34.96M (deposit + AVD stamp duty HK$2,739,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,498
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$167,883
−HK$4,448/mo
Today · 4.125%
HK$172,331
baseline
▲ 0.50% · 4.625%
HK$181,415
+HK$9,084/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$344,662/mo (50% DSR)
Upfront cash ≈ HK$34.96M (deposit + AVD stamp duty HK$2,739,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,359
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$181,845
−HK$5,573/mo
Today · 4.125%
HK$187,418
baseline
▲ 0.50% · 4.625%
HK$198,822
+HK$11,404/mo
Deposit HK$25.78M · loan HK$38.67M · min. income ≈ HK$374,836/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,739,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,198
−HK$10,600/mo
▼ 0.25% · 3.875%
HK$201,459
−HK$5,339/mo
Today · 4.125%
HK$206,798
baseline
▲ 0.50% · 4.625%
HK$217,698
+HK$10,900/mo
Deposit HK$25.78M · loan HK$38.67M · min. income ≈ HK$413,596/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,739,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,752
−HK$12,903/mo
▼ 0.25% · 3.875%
HK$212,152
−HK$6,503/mo
Today · 4.125%
HK$218,655
baseline
▲ 0.50% · 4.625%
HK$231,959
+HK$13,304/mo
Deposit HK$19.34M · loan HK$45.12M · min. income ≈ HK$437,310/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,739,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,897
−HK$12,367/mo
▼ 0.25% · 3.875%
HK$235,036
−HK$6,228/mo
Today · 4.125%
HK$241,264
baseline
▲ 0.50% · 4.625%
HK$253,981
+HK$12,717/mo
Deposit HK$19.34M · loan HK$45.12M · min. income ≈ HK$482,528/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,739,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,538
−HK$16,589/mo
▼ 0.25% · 3.875%
HK$272,767
−HK$8,360/mo
Today · 4.125%
HK$281,127
baseline
▲ 0.50% · 4.625%
HK$298,233
+HK$17,106/mo
Deposit HK$6.45M · loan HK$58.01M · min. income ≈ HK$562,254/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,739,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,296
−HK$15,900/mo
▼ 0.25% · 3.875%
HK$302,189
−HK$8,007/mo
Today · 4.125%
HK$310,196
baseline
▲ 0.50% · 4.625%
HK$326,547
+HK$16,351/mo
Deposit HK$6.45M · loan HK$58.01M · min. income ≈ HK$620,392/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,739,186 · Scale 2, in force from 26 Feb 2026)