LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,970
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$151,541
−HK$4,645/mo
Today · 4.125%
HK$156,186
baseline
▲ 0.50% · 4.625%
HK$165,690
+HK$9,504/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$312,372/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$2,739,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,502
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$167,887
−HK$4,449/mo
Today · 4.125%
HK$172,336
baseline
▲ 0.50% · 4.625%
HK$181,420
+HK$9,084/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$344,672/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$2,739,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,364
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$181,850
−HK$5,573/mo
Today · 4.125%
HK$187,423
baseline
▲ 0.50% · 4.625%
HK$198,827
+HK$11,404/mo
Deposit HK$25.78M · loan HK$38.67M · min. income ≈ HK$374,846/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,739,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,203
−HK$10,600/mo
▼ 0.25% · 3.875%
HK$201,465
−HK$5,338/mo
Today · 4.125%
HK$206,803
baseline
▲ 0.50% · 4.625%
HK$217,704
+HK$10,901/mo
Deposit HK$25.78M · loan HK$38.67M · min. income ≈ HK$413,606/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,739,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,758
−HK$12,902/mo
▼ 0.25% · 3.875%
HK$212,158
−HK$6,502/mo
Today · 4.125%
HK$218,660
baseline
▲ 0.50% · 4.625%
HK$231,965
+HK$13,305/mo
Deposit HK$19.34M · loan HK$45.12M · min. income ≈ HK$437,320/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,739,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,903
−HK$12,367/mo
▼ 0.25% · 3.875%
HK$235,042
−HK$6,228/mo
Today · 4.125%
HK$241,270
baseline
▲ 0.50% · 4.625%
HK$253,988
+HK$12,718/mo
Deposit HK$19.34M · loan HK$45.12M · min. income ≈ HK$482,540/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,739,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,545
−HK$16,590/mo
▼ 0.25% · 3.875%
HK$272,774
−HK$8,361/mo
Today · 4.125%
HK$281,135
baseline
▲ 0.50% · 4.625%
HK$298,241
+HK$17,106/mo
Deposit HK$6.45M · loan HK$58.01M · min. income ≈ HK$562,270/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,739,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,304
−HK$15,900/mo
▼ 0.25% · 3.875%
HK$302,197
−HK$8,007/mo
Today · 4.125%
HK$310,204
baseline
▲ 0.50% · 4.625%
HK$326,556
+HK$16,352/mo
Deposit HK$6.45M · loan HK$58.01M · min. income ≈ HK$620,408/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,739,258 · Scale 2, in force from 26 Feb 2026)