LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,975
−HK$9,217/mo
▼ 0.25% · 3.875%
HK$151,547
−HK$4,645/mo
Today · 4.125%
HK$156,192
baseline
▲ 0.50% · 4.625%
HK$165,696
+HK$9,504/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$312,384/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$2,739,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,508
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$167,894
−HK$4,448/mo
Today · 4.125%
HK$172,342
baseline
▲ 0.50% · 4.625%
HK$181,427
+HK$9,085/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$344,684/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$2,739,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,370
−HK$11,060/mo
▼ 0.25% · 3.875%
HK$181,856
−HK$5,574/mo
Today · 4.125%
HK$187,430
baseline
▲ 0.50% · 4.625%
HK$198,835
+HK$11,405/mo
Deposit HK$25.78M · loan HK$38.67M · min. income ≈ HK$374,860/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,739,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,210
−HK$10,601/mo
▼ 0.25% · 3.875%
HK$201,472
−HK$5,339/mo
Today · 4.125%
HK$206,811
baseline
▲ 0.50% · 4.625%
HK$217,712
+HK$10,901/mo
Deposit HK$25.78M · loan HK$38.67M · min. income ≈ HK$413,622/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$2,739,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,765
−HK$12,904/mo
▼ 0.25% · 3.875%
HK$212,166
−HK$6,503/mo
Today · 4.125%
HK$218,669
baseline
▲ 0.50% · 4.625%
HK$231,974
+HK$13,305/mo
Deposit HK$19.34M · loan HK$45.12M · min. income ≈ HK$437,338/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,739,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,912
−HK$12,367/mo
▼ 0.25% · 3.875%
HK$235,051
−HK$6,228/mo
Today · 4.125%
HK$241,279
baseline
▲ 0.50% · 4.625%
HK$253,997
+HK$12,718/mo
Deposit HK$19.34M · loan HK$45.12M · min. income ≈ HK$482,558/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,739,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,555
−HK$16,590/mo
▼ 0.25% · 3.875%
HK$272,785
−HK$8,360/mo
Today · 4.125%
HK$281,145
baseline
▲ 0.50% · 4.625%
HK$298,252
+HK$17,107/mo
Deposit HK$6.45M · loan HK$58.01M · min. income ≈ HK$562,290/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,739,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,315
−HK$15,901/mo
▼ 0.25% · 3.875%
HK$302,209
−HK$8,007/mo
Today · 4.125%
HK$310,216
baseline
▲ 0.50% · 4.625%
HK$326,568
+HK$16,352/mo
Deposit HK$6.45M · loan HK$58.01M · min. income ≈ HK$620,432/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$2,739,361 · Scale 2, in force from 26 Feb 2026)