LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,994
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$151,567
−HK$4,645/mo
Today · 4.125%
HK$156,212
baseline
▲ 0.50% · 4.625%
HK$165,717
+HK$9,505/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$312,424/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$2,739,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,530
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$167,916
−HK$4,449/mo
Today · 4.125%
HK$172,365
baseline
▲ 0.50% · 4.625%
HK$181,450
+HK$9,085/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$344,730/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$2,739,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,393
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$181,880
−HK$5,575/mo
Today · 4.125%
HK$187,455
baseline
▲ 0.50% · 4.625%
HK$198,861
+HK$11,406/mo
Deposit HK$25.79M · loan HK$38.68M · min. income ≈ HK$374,910/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,739,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,236
−HK$10,602/mo
▼ 0.25% · 3.875%
HK$201,499
−HK$5,339/mo
Today · 4.125%
HK$206,838
baseline
▲ 0.50% · 4.625%
HK$217,741
+HK$10,903/mo
Deposit HK$25.79M · loan HK$38.68M · min. income ≈ HK$413,676/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,739,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,792
−HK$12,905/mo
▼ 0.25% · 3.875%
HK$212,194
−HK$6,503/mo
Today · 4.125%
HK$218,697
baseline
▲ 0.50% · 4.625%
HK$232,004
+HK$13,307/mo
Deposit HK$19.34M · loan HK$45.12M · min. income ≈ HK$437,394/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,739,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,942
−HK$12,369/mo
▼ 0.25% · 3.875%
HK$235,082
−HK$6,229/mo
Today · 4.125%
HK$241,311
baseline
▲ 0.50% · 4.625%
HK$254,031
+HK$12,720/mo
Deposit HK$19.34M · loan HK$45.12M · min. income ≈ HK$482,622/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,739,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,590
−HK$16,592/mo
▼ 0.25% · 3.875%
HK$272,820
−HK$8,362/mo
Today · 4.125%
HK$281,182
baseline
▲ 0.50% · 4.625%
HK$298,291
+HK$17,109/mo
Deposit HK$6.45M · loan HK$58.02M · min. income ≈ HK$562,364/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,739,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,354
−HK$15,903/mo
▼ 0.25% · 3.875%
HK$302,248
−HK$8,009/mo
Today · 4.125%
HK$310,257
baseline
▲ 0.50% · 4.625%
HK$326,611
+HK$16,354/mo
Deposit HK$6.45M · loan HK$58.02M · min. income ≈ HK$620,514/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,739,720 · Scale 2, in force from 26 Feb 2026)