LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,007
−HK$9,219/mo
▼ 0.25% · 3.875%
HK$151,580
−HK$4,646/mo
Today · 4.125%
HK$156,226
baseline
▲ 0.50% · 4.625%
HK$165,732
+HK$9,506/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$312,452/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$2,739,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,544
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$167,930
−HK$4,450/mo
Today · 4.125%
HK$172,380
baseline
▲ 0.50% · 4.625%
HK$181,466
+HK$9,086/mo
Deposit HK$32.23M · loan HK$32.23M · min. income ≈ HK$344,760/mo (50% DSR)
Upfront cash ≈ HK$34.97M (deposit + AVD stamp duty HK$2,739,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,409
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$181,896
−HK$5,575/mo
Today · 4.125%
HK$187,471
baseline
▲ 0.50% · 4.625%
HK$198,878
+HK$11,407/mo
Deposit HK$25.79M · loan HK$38.68M · min. income ≈ HK$374,942/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,739,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,253
−HK$10,603/mo
▼ 0.25% · 3.875%
HK$201,516
−HK$5,340/mo
Today · 4.125%
HK$206,856
baseline
▲ 0.50% · 4.625%
HK$217,759
+HK$10,903/mo
Deposit HK$25.79M · loan HK$38.68M · min. income ≈ HK$413,712/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,739,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,810
−HK$12,906/mo
▼ 0.25% · 3.875%
HK$212,212
−HK$6,504/mo
Today · 4.125%
HK$218,716
baseline
▲ 0.50% · 4.625%
HK$232,025
+HK$13,309/mo
Deposit HK$19.34M · loan HK$45.13M · min. income ≈ HK$437,432/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,739,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,962
−HK$12,370/mo
▼ 0.25% · 3.875%
HK$235,102
−HK$6,230/mo
Today · 4.125%
HK$241,332
baseline
▲ 0.50% · 4.625%
HK$254,053
+HK$12,721/mo
Deposit HK$19.34M · loan HK$45.13M · min. income ≈ HK$482,664/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,739,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,613
−HK$16,594/mo
▼ 0.25% · 3.875%
HK$272,844
−HK$8,363/mo
Today · 4.125%
HK$281,207
baseline
▲ 0.50% · 4.625%
HK$298,317
+HK$17,110/mo
Deposit HK$6.45M · loan HK$58.02M · min. income ≈ HK$562,414/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,739,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,379
−HK$15,905/mo
▼ 0.25% · 3.875%
HK$302,274
−HK$8,010/mo
Today · 4.125%
HK$310,284
baseline
▲ 0.50% · 4.625%
HK$326,639
+HK$16,355/mo
Deposit HK$6.45M · loan HK$58.02M · min. income ≈ HK$620,568/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,739,959 · Scale 2, in force from 26 Feb 2026)