LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,014
−HK$9,219/mo
▼ 0.25% · 3.875%
HK$151,587
−HK$4,646/mo
Today · 4.125%
HK$156,233
baseline
▲ 0.50% · 4.625%
HK$165,739
+HK$9,506/mo
Deposit HK$32.24M · loan HK$32.24M · min. income ≈ HK$312,466/mo (50% DSR)
Upfront cash ≈ HK$34.98M (deposit + AVD stamp duty HK$2,740,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,551
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$167,938
−HK$4,449/mo
Today · 4.125%
HK$172,387
baseline
▲ 0.50% · 4.625%
HK$181,474
+HK$9,087/mo
Deposit HK$32.24M · loan HK$32.24M · min. income ≈ HK$344,774/mo (50% DSR)
Upfront cash ≈ HK$34.98M (deposit + AVD stamp duty HK$2,740,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,416
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$181,904
−HK$5,575/mo
Today · 4.125%
HK$187,479
baseline
▲ 0.50% · 4.625%
HK$198,887
+HK$11,408/mo
Deposit HK$25.79M · loan HK$38.68M · min. income ≈ HK$374,958/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,740,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,261
−HK$10,604/mo
▼ 0.25% · 3.875%
HK$201,525
−HK$5,340/mo
Today · 4.125%
HK$206,865
baseline
▲ 0.50% · 4.625%
HK$217,769
+HK$10,904/mo
Deposit HK$25.79M · loan HK$38.68M · min. income ≈ HK$413,730/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,740,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,819
−HK$12,907/mo
▼ 0.25% · 3.875%
HK$212,221
−HK$6,505/mo
Today · 4.125%
HK$218,726
baseline
▲ 0.50% · 4.625%
HK$232,035
+HK$13,309/mo
Deposit HK$19.34M · loan HK$45.13M · min. income ≈ HK$437,452/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,740,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,972
−HK$12,370/mo
▼ 0.25% · 3.875%
HK$235,113
−HK$6,229/mo
Today · 4.125%
HK$241,342
baseline
▲ 0.50% · 4.625%
HK$254,064
+HK$12,722/mo
Deposit HK$19.34M · loan HK$45.13M · min. income ≈ HK$482,684/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,740,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,624
−HK$16,595/mo
▼ 0.25% · 3.875%
HK$272,856
−HK$8,363/mo
Today · 4.125%
HK$281,219
baseline
▲ 0.50% · 4.625%
HK$298,330
+HK$17,111/mo
Deposit HK$6.45M · loan HK$58.03M · min. income ≈ HK$562,438/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,740,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,392
−HK$15,905/mo
▼ 0.25% · 3.875%
HK$302,288
−HK$8,009/mo
Today · 4.125%
HK$310,297
baseline
▲ 0.50% · 4.625%
HK$326,653
+HK$16,356/mo
Deposit HK$6.45M · loan HK$58.03M · min. income ≈ HK$620,594/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,740,077 · Scale 2, in force from 26 Feb 2026)