LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,016
−HK$9,219/mo
▼ 0.25% · 3.875%
HK$151,589
−HK$4,646/mo
Today · 4.125%
HK$156,235
baseline
▲ 0.50% · 4.625%
HK$165,741
+HK$9,506/mo
Deposit HK$32.24M · loan HK$32.24M · min. income ≈ HK$312,470/mo (50% DSR)
Upfront cash ≈ HK$34.98M (deposit + AVD stamp duty HK$2,740,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,553
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$167,940
−HK$4,450/mo
Today · 4.125%
HK$172,390
baseline
▲ 0.50% · 4.625%
HK$181,477
+HK$9,087/mo
Deposit HK$32.24M · loan HK$32.24M · min. income ≈ HK$344,780/mo (50% DSR)
Upfront cash ≈ HK$34.98M (deposit + AVD stamp duty HK$2,740,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,419
−HK$11,063/mo
▼ 0.25% · 3.875%
HK$181,906
−HK$5,576/mo
Today · 4.125%
HK$187,482
baseline
▲ 0.50% · 4.625%
HK$198,890
+HK$11,408/mo
Deposit HK$25.79M · loan HK$38.68M · min. income ≈ HK$374,964/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,740,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,264
−HK$10,604/mo
▼ 0.25% · 3.875%
HK$201,528
−HK$5,340/mo
Today · 4.125%
HK$206,868
baseline
▲ 0.50% · 4.625%
HK$217,772
+HK$10,904/mo
Deposit HK$25.79M · loan HK$38.68M · min. income ≈ HK$413,736/mo (50% DSR)
Upfront cash ≈ HK$28.53M (deposit + AVD stamp duty HK$2,740,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,822
−HK$12,907/mo
▼ 0.25% · 3.875%
HK$212,224
−HK$6,505/mo
Today · 4.125%
HK$218,729
baseline
▲ 0.50% · 4.625%
HK$232,038
+HK$13,309/mo
Deposit HK$19.34M · loan HK$45.13M · min. income ≈ HK$437,458/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,740,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,975
−HK$12,371/mo
▼ 0.25% · 3.875%
HK$235,116
−HK$6,230/mo
Today · 4.125%
HK$241,346
baseline
▲ 0.50% · 4.625%
HK$254,067
+HK$12,721/mo
Deposit HK$19.34M · loan HK$45.13M · min. income ≈ HK$482,692/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,740,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,628
−HK$16,595/mo
▼ 0.25% · 3.875%
HK$272,860
−HK$8,363/mo
Today · 4.125%
HK$281,223
baseline
▲ 0.50% · 4.625%
HK$298,334
+HK$17,111/mo
Deposit HK$6.45M · loan HK$58.03M · min. income ≈ HK$562,446/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,740,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,396
−HK$15,905/mo
▼ 0.25% · 3.875%
HK$302,292
−HK$8,009/mo
Today · 4.125%
HK$310,301
baseline
▲ 0.50% · 4.625%
HK$326,658
+HK$16,357/mo
Deposit HK$6.45M · loan HK$58.03M · min. income ≈ HK$620,602/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,740,115 · Scale 2, in force from 26 Feb 2026)