LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,703
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,160
−HK$465/mo
Today · 4.125%
HK$15,625
baseline
▲ 0.50% · 4.625%
HK$16,576
+HK$951/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,250/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,357
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,795
−HK$445/mo
Today · 4.125%
HK$17,240
baseline
▲ 0.50% · 4.625%
HK$18,149
+HK$909/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,480/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,643
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,192
−HK$558/mo
Today · 4.125%
HK$18,750
baseline
▲ 0.50% · 4.625%
HK$19,891
+HK$1,141/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,500/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,628
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,155
−HK$534/mo
Today · 4.125%
HK$20,689
baseline
▲ 0.50% · 4.625%
HK$21,779
+HK$1,090/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,378/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,584
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,224
−HK$651/mo
Today · 4.125%
HK$21,875
baseline
▲ 0.50% · 4.625%
HK$23,206
+HK$1,331/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,750/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,899
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,514
−HK$623/mo
Today · 4.125%
HK$24,137
baseline
▲ 0.50% · 4.625%
HK$25,409
+HK$1,272/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,274/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,465
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,288
−HK$837/mo
Today · 4.125%
HK$28,125
baseline
▲ 0.50% · 4.625%
HK$29,836
+HK$1,711/mo
Deposit HK$645K · loan HK$5.80M · min. income ≈ HK$56,250/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$179,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,442
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,232
−HK$801/mo
Today · 4.125%
HK$31,033
baseline
▲ 0.50% · 4.625%
HK$32,669
+HK$1,636/mo
Deposit HK$645K · loan HK$5.80M · min. income ≈ HK$62,066/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$179,789 · Scale 2, in force from 26 Feb 2026)