LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,706
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,164
−HK$465/mo
Today · 4.125%
HK$15,629
baseline
▲ 0.50% · 4.625%
HK$16,579
+HK$950/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,258/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,361
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,799
−HK$446/mo
Today · 4.125%
HK$17,245
baseline
▲ 0.50% · 4.625%
HK$18,154
+HK$909/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,490/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$179,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,648
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,197
−HK$557/mo
Today · 4.125%
HK$18,754
baseline
▲ 0.50% · 4.625%
HK$19,895
+HK$1,141/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,508/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,633
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,159
−HK$534/mo
Today · 4.125%
HK$20,693
baseline
▲ 0.50% · 4.625%
HK$21,784
+HK$1,091/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,386/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$179,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,589
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,229
−HK$651/mo
Today · 4.125%
HK$21,880
baseline
▲ 0.50% · 4.625%
HK$23,211
+HK$1,331/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$43,760/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,905
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,519
−HK$623/mo
Today · 4.125%
HK$24,142
baseline
▲ 0.50% · 4.625%
HK$25,415
+HK$1,273/mo
Deposit HK$1.93M · loan HK$4.51M · min. income ≈ HK$48,284/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$179,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,471
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,295
−HK$836/mo
Today · 4.125%
HK$28,131
baseline
▲ 0.50% · 4.625%
HK$29,843
+HK$1,712/mo
Deposit HK$645K · loan HK$5.80M · min. income ≈ HK$56,262/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$179,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,449
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,239
−HK$801/mo
Today · 4.125%
HK$31,040
baseline
▲ 0.50% · 4.625%
HK$32,676
+HK$1,636/mo
Deposit HK$645K · loan HK$5.80M · min. income ≈ HK$62,080/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$179,942 · Scale 2, in force from 26 Feb 2026)