LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,078
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$151,653
−HK$4,648/mo
Today · 4.125%
HK$156,301
baseline
▲ 0.50% · 4.625%
HK$165,811
+HK$9,510/mo
Deposit HK$32.25M · loan HK$32.25M · min. income ≈ HK$312,602/mo (50% DSR)
Upfront cash ≈ HK$34.99M (deposit + AVD stamp duty HK$2,741,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,622
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$168,011
−HK$4,451/mo
Today · 4.125%
HK$172,462
baseline
▲ 0.50% · 4.625%
HK$181,553
+HK$9,091/mo
Deposit HK$32.25M · loan HK$32.25M · min. income ≈ HK$344,924/mo (50% DSR)
Upfront cash ≈ HK$34.99M (deposit + AVD stamp duty HK$2,741,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,493
−HK$11,068/mo
▼ 0.25% · 3.875%
HK$181,983
−HK$5,578/mo
Today · 4.125%
HK$187,561
baseline
▲ 0.50% · 4.625%
HK$198,973
+HK$11,412/mo
Deposit HK$25.80M · loan HK$38.70M · min. income ≈ HK$375,122/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,741,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,347
−HK$10,608/mo
▼ 0.25% · 3.875%
HK$201,613
−HK$5,342/mo
Today · 4.125%
HK$206,955
baseline
▲ 0.50% · 4.625%
HK$217,864
+HK$10,909/mo
Deposit HK$25.80M · loan HK$38.70M · min. income ≈ HK$413,910/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,741,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,909
−HK$12,912/mo
▼ 0.25% · 3.875%
HK$212,314
−HK$6,507/mo
Today · 4.125%
HK$218,821
baseline
▲ 0.50% · 4.625%
HK$232,136
+HK$13,315/mo
Deposit HK$19.35M · loan HK$45.15M · min. income ≈ HK$437,642/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,741,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,071
−HK$12,376/mo
▼ 0.25% · 3.875%
HK$235,215
−HK$6,232/mo
Today · 4.125%
HK$241,447
baseline
▲ 0.50% · 4.625%
HK$254,174
+HK$12,727/mo
Deposit HK$19.35M · loan HK$45.15M · min. income ≈ HK$482,894/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,741,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,740
−HK$16,601/mo
▼ 0.25% · 3.875%
HK$272,975
−HK$8,366/mo
Today · 4.125%
HK$281,341
baseline
▲ 0.50% · 4.625%
HK$298,460
+HK$17,119/mo
Deposit HK$6.45M · loan HK$58.05M · min. income ≈ HK$562,682/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,741,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,520
−HK$15,912/mo
▼ 0.25% · 3.875%
HK$302,419
−HK$8,013/mo
Today · 4.125%
HK$310,432
baseline
▲ 0.50% · 4.625%
HK$326,795
+HK$16,363/mo
Deposit HK$6.45M · loan HK$58.05M · min. income ≈ HK$620,864/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,741,270 · Scale 2, in force from 26 Feb 2026)