LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,085
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$151,660
−HK$4,648/mo
Today · 4.125%
HK$156,308
baseline
▲ 0.50% · 4.625%
HK$165,819
+HK$9,511/mo
Deposit HK$32.25M · loan HK$32.25M · min. income ≈ HK$312,616/mo (50% DSR)
Upfront cash ≈ HK$34.99M (deposit + AVD stamp duty HK$2,741,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,631
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$168,019
−HK$4,452/mo
Today · 4.125%
HK$172,471
baseline
▲ 0.50% · 4.625%
HK$181,562
+HK$9,091/mo
Deposit HK$32.25M · loan HK$32.25M · min. income ≈ HK$344,942/mo (50% DSR)
Upfront cash ≈ HK$34.99M (deposit + AVD stamp duty HK$2,741,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,502
−HK$11,068/mo
▼ 0.25% · 3.875%
HK$181,992
−HK$5,578/mo
Today · 4.125%
HK$187,570
baseline
▲ 0.50% · 4.625%
HK$198,983
+HK$11,413/mo
Deposit HK$25.80M · loan HK$38.70M · min. income ≈ HK$375,140/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,741,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,357
−HK$10,608/mo
▼ 0.25% · 3.875%
HK$201,623
−HK$5,342/mo
Today · 4.125%
HK$206,965
baseline
▲ 0.50% · 4.625%
HK$217,875
+HK$10,910/mo
Deposit HK$25.80M · loan HK$38.70M · min. income ≈ HK$413,930/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,741,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,919
−HK$12,913/mo
▼ 0.25% · 3.875%
HK$212,324
−HK$6,508/mo
Today · 4.125%
HK$218,832
baseline
▲ 0.50% · 4.625%
HK$232,147
+HK$13,315/mo
Deposit HK$19.35M · loan HK$45.15M · min. income ≈ HK$437,664/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,741,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,083
−HK$12,376/mo
▼ 0.25% · 3.875%
HK$235,227
−HK$6,232/mo
Today · 4.125%
HK$241,459
baseline
▲ 0.50% · 4.625%
HK$254,187
+HK$12,728/mo
Deposit HK$19.35M · loan HK$45.15M · min. income ≈ HK$482,918/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,741,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,753
−HK$16,602/mo
▼ 0.25% · 3.875%
HK$272,988
−HK$8,367/mo
Today · 4.125%
HK$281,355
baseline
▲ 0.50% · 4.625%
HK$298,475
+HK$17,120/mo
Deposit HK$6.45M · loan HK$58.05M · min. income ≈ HK$562,710/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,741,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,535
−HK$15,913/mo
▼ 0.25% · 3.875%
HK$302,434
−HK$8,014/mo
Today · 4.125%
HK$310,448
baseline
▲ 0.50% · 4.625%
HK$326,812
+HK$16,364/mo
Deposit HK$6.45M · loan HK$58.05M · min. income ≈ HK$620,896/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,741,407 · Scale 2, in force from 26 Feb 2026)