LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,709
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,167
−HK$464/mo
Today · 4.125%
HK$15,631
baseline
▲ 0.50% · 4.625%
HK$16,582
+HK$951/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,262/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,364
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,802
−HK$446/mo
Today · 4.125%
HK$17,248
baseline
▲ 0.50% · 4.625%
HK$18,157
+HK$909/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,496/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,651
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,200
−HK$558/mo
Today · 4.125%
HK$18,758
baseline
▲ 0.50% · 4.625%
HK$19,899
+HK$1,141/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,516/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,636
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,163
−HK$534/mo
Today · 4.125%
HK$20,697
baseline
▲ 0.50% · 4.625%
HK$21,788
+HK$1,091/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,394/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,593
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,233
−HK$651/mo
Today · 4.125%
HK$21,884
baseline
▲ 0.50% · 4.625%
HK$23,215
+HK$1,331/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,768/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,909
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,523
−HK$624/mo
Today · 4.125%
HK$24,147
baseline
▲ 0.50% · 4.625%
HK$25,420
+HK$1,273/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,294/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,476
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,300
−HK$836/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,712/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$180,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,454
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,244
−HK$802/mo
Today · 4.125%
HK$31,046
baseline
▲ 0.50% · 4.625%
HK$32,682
+HK$1,636/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$62,092/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$180,058 · Scale 2, in force from 26 Feb 2026)