LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,091
−HK$9,224/mo
▼ 0.25% · 3.875%
HK$151,666
−HK$4,649/mo
Today · 4.125%
HK$156,315
baseline
▲ 0.50% · 4.625%
HK$165,826
+HK$9,511/mo
Deposit HK$32.25M · loan HK$32.25M · min. income ≈ HK$312,630/mo (50% DSR)
Upfront cash ≈ HK$34.99M (deposit + AVD stamp duty HK$2,741,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,637
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$168,026
−HK$4,452/mo
Today · 4.125%
HK$172,478
baseline
▲ 0.50% · 4.625%
HK$181,570
+HK$9,092/mo
Deposit HK$32.25M · loan HK$32.25M · min. income ≈ HK$344,956/mo (50% DSR)
Upfront cash ≈ HK$34.99M (deposit + AVD stamp duty HK$2,741,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,509
−HK$11,069/mo
▼ 0.25% · 3.875%
HK$182,000
−HK$5,578/mo
Today · 4.125%
HK$187,578
baseline
▲ 0.50% · 4.625%
HK$198,992
+HK$11,414/mo
Deposit HK$25.80M · loan HK$38.70M · min. income ≈ HK$375,156/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,741,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,365
−HK$10,609/mo
▼ 0.25% · 3.875%
HK$201,631
−HK$5,343/mo
Today · 4.125%
HK$206,974
baseline
▲ 0.50% · 4.625%
HK$217,884
+HK$10,910/mo
Deposit HK$25.80M · loan HK$38.70M · min. income ≈ HK$413,948/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,741,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,927
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$212,333
−HK$6,508/mo
Today · 4.125%
HK$218,841
baseline
▲ 0.50% · 4.625%
HK$232,157
+HK$13,316/mo
Deposit HK$19.35M · loan HK$45.15M · min. income ≈ HK$437,682/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,741,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,092
−HK$12,377/mo
▼ 0.25% · 3.875%
HK$235,236
−HK$6,233/mo
Today · 4.125%
HK$241,469
baseline
▲ 0.50% · 4.625%
HK$254,197
+HK$12,728/mo
Deposit HK$19.35M · loan HK$45.15M · min. income ≈ HK$482,938/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,741,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,764
−HK$16,603/mo
▼ 0.25% · 3.875%
HK$272,999
−HK$8,368/mo
Today · 4.125%
HK$281,367
baseline
▲ 0.50% · 4.625%
HK$298,487
+HK$17,120/mo
Deposit HK$6.45M · loan HK$58.06M · min. income ≈ HK$562,734/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,741,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,547
−HK$15,914/mo
▼ 0.25% · 3.875%
HK$302,447
−HK$8,014/mo
Today · 4.125%
HK$310,461
baseline
▲ 0.50% · 4.625%
HK$326,825
+HK$16,364/mo
Deposit HK$6.45M · loan HK$58.06M · min. income ≈ HK$620,922/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,741,520 · Scale 2, in force from 26 Feb 2026)