LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,095
−HK$9,224/mo
▼ 0.25% · 3.875%
HK$151,670
−HK$4,649/mo
Today · 4.125%
HK$156,319
baseline
▲ 0.50% · 4.625%
HK$165,831
+HK$9,512/mo
Deposit HK$32.25M · loan HK$32.25M · min. income ≈ HK$312,638/mo (50% DSR)
Upfront cash ≈ HK$35.00M (deposit + AVD stamp duty HK$2,741,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,642
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$168,030
−HK$4,453/mo
Today · 4.125%
HK$172,483
baseline
▲ 0.50% · 4.625%
HK$181,575
+HK$9,092/mo
Deposit HK$32.25M · loan HK$32.25M · min. income ≈ HK$344,966/mo (50% DSR)
Upfront cash ≈ HK$35.00M (deposit + AVD stamp duty HK$2,741,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,514
−HK$11,069/mo
▼ 0.25% · 3.875%
HK$182,005
−HK$5,578/mo
Today · 4.125%
HK$187,583
baseline
▲ 0.50% · 4.625%
HK$198,997
+HK$11,414/mo
Deposit HK$25.80M · loan HK$38.70M · min. income ≈ HK$375,166/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,741,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,370
−HK$10,609/mo
▼ 0.25% · 3.875%
HK$201,637
−HK$5,342/mo
Today · 4.125%
HK$206,979
baseline
▲ 0.50% · 4.625%
HK$217,889
+HK$10,910/mo
Deposit HK$25.80M · loan HK$38.70M · min. income ≈ HK$413,958/mo (50% DSR)
Upfront cash ≈ HK$28.54M (deposit + AVD stamp duty HK$2,741,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,933
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$212,339
−HK$6,508/mo
Today · 4.125%
HK$218,847
baseline
▲ 0.50% · 4.625%
HK$232,163
+HK$13,316/mo
Deposit HK$19.35M · loan HK$45.16M · min. income ≈ HK$437,694/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,741,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,098
−HK$12,378/mo
▼ 0.25% · 3.875%
HK$235,243
−HK$6,233/mo
Today · 4.125%
HK$241,476
baseline
▲ 0.50% · 4.625%
HK$254,204
+HK$12,728/mo
Deposit HK$19.35M · loan HK$45.16M · min. income ≈ HK$482,952/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,741,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,771
−HK$16,603/mo
▼ 0.25% · 3.875%
HK$273,007
−HK$8,367/mo
Today · 4.125%
HK$281,374
baseline
▲ 0.50% · 4.625%
HK$298,495
+HK$17,121/mo
Deposit HK$6.45M · loan HK$58.06M · min. income ≈ HK$562,748/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,741,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,555
−HK$15,914/mo
▼ 0.25% · 3.875%
HK$302,455
−HK$8,014/mo
Today · 4.125%
HK$310,469
baseline
▲ 0.50% · 4.625%
HK$326,834
+HK$16,365/mo
Deposit HK$6.45M · loan HK$58.06M · min. income ≈ HK$620,938/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$2,741,594 · Scale 2, in force from 26 Feb 2026)