LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,714
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,171
−HK$465/mo
Today · 4.125%
HK$15,636
baseline
▲ 0.50% · 4.625%
HK$16,588
+HK$952/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,272/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,369
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,808
−HK$445/mo
Today · 4.125%
HK$17,253
baseline
▲ 0.50% · 4.625%
HK$18,162
+HK$909/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,506/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,656
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,206
−HK$557/mo
Today · 4.125%
HK$18,763
baseline
▲ 0.50% · 4.625%
HK$19,905
+HK$1,142/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,526/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,642
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,169
−HK$535/mo
Today · 4.125%
HK$20,704
baseline
▲ 0.50% · 4.625%
HK$21,795
+HK$1,091/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,408/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,599
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,240
−HK$651/mo
Today · 4.125%
HK$21,891
baseline
▲ 0.50% · 4.625%
HK$23,223
+HK$1,332/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,782/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,916
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,531
−HK$623/mo
Today · 4.125%
HK$24,154
baseline
▲ 0.50% · 4.625%
HK$25,427
+HK$1,273/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,308/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,484
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,308
−HK$837/mo
Today · 4.125%
HK$28,145
baseline
▲ 0.50% · 4.625%
HK$29,858
+HK$1,713/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,290/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,464
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,254
−HK$802/mo
Today · 4.125%
HK$31,056
baseline
▲ 0.50% · 4.625%
HK$32,692
+HK$1,636/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$62,112/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,260 · Scale 2, in force from 26 Feb 2026)