LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,138
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$151,715
−HK$4,650/mo
Today · 4.125%
HK$156,365
baseline
▲ 0.50% · 4.625%
HK$165,879
+HK$9,514/mo
Deposit HK$32.26M · loan HK$32.26M · min. income ≈ HK$312,730/mo (50% DSR)
Upfront cash ≈ HK$35.01M (deposit + AVD stamp duty HK$2,742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,690
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$168,080
−HK$4,453/mo
Today · 4.125%
HK$172,533
baseline
▲ 0.50% · 4.625%
HK$181,628
+HK$9,095/mo
Deposit HK$32.26M · loan HK$32.26M · min. income ≈ HK$345,066/mo (50% DSR)
Upfront cash ≈ HK$35.01M (deposit + AVD stamp duty HK$2,742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,566
−HK$11,072/mo
▼ 0.25% · 3.875%
HK$182,058
−HK$5,580/mo
Today · 4.125%
HK$187,638
baseline
▲ 0.50% · 4.625%
HK$199,055
+HK$11,417/mo
Deposit HK$25.81M · loan HK$38.72M · min. income ≈ HK$375,276/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$2,742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,427
−HK$10,613/mo
▼ 0.25% · 3.875%
HK$201,696
−HK$5,344/mo
Today · 4.125%
HK$207,040
baseline
▲ 0.50% · 4.625%
HK$217,953
+HK$10,913/mo
Deposit HK$25.81M · loan HK$38.72M · min. income ≈ HK$414,080/mo (50% DSR)
Upfront cash ≈ HK$28.55M (deposit + AVD stamp duty HK$2,742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,993
−HK$12,918/mo
▼ 0.25% · 3.875%
HK$212,401
−HK$6,510/mo
Today · 4.125%
HK$218,911
baseline
▲ 0.50% · 4.625%
HK$232,231
+HK$13,320/mo
Deposit HK$19.36M · loan HK$45.17M · min. income ≈ HK$437,822/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,165
−HK$12,381/mo
▼ 0.25% · 3.875%
HK$235,311
−HK$6,235/mo
Today · 4.125%
HK$241,546
baseline
▲ 0.50% · 4.625%
HK$254,279
+HK$12,733/mo
Deposit HK$19.36M · loan HK$45.17M · min. income ≈ HK$483,092/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,848
−HK$16,609/mo
▼ 0.25% · 3.875%
HK$273,087
−HK$8,370/mo
Today · 4.125%
HK$281,457
baseline
▲ 0.50% · 4.625%
HK$298,583
+HK$17,126/mo
Deposit HK$6.45M · loan HK$58.07M · min. income ≈ HK$562,914/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,641
−HK$15,919/mo
▼ 0.25% · 3.875%
HK$302,543
−HK$8,017/mo
Today · 4.125%
HK$310,560
baseline
▲ 0.50% · 4.625%
HK$326,930
+HK$16,370/mo
Deposit HK$6.45M · loan HK$58.07M · min. income ≈ HK$621,120/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,742,396 · Scale 2, in force from 26 Feb 2026)