LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,716
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,174
−HK$465/mo
Today · 4.125%
HK$15,639
baseline
▲ 0.50% · 4.625%
HK$16,590
+HK$951/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,278/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,371
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,810
−HK$446/mo
Today · 4.125%
HK$17,256
baseline
▲ 0.50% · 4.625%
HK$18,165
+HK$909/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,512/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,659
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,208
−HK$559/mo
Today · 4.125%
HK$18,767
baseline
▲ 0.50% · 4.625%
HK$19,908
+HK$1,141/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,534/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,646
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,173
−HK$534/mo
Today · 4.125%
HK$20,707
baseline
▲ 0.50% · 4.625%
HK$21,799
+HK$1,092/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,414/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,602
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,243
−HK$651/mo
Today · 4.125%
HK$21,894
baseline
▲ 0.50% · 4.625%
HK$23,227
+HK$1,333/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,788/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,920
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,535
−HK$623/mo
Today · 4.125%
HK$24,158
baseline
▲ 0.50% · 4.625%
HK$25,432
+HK$1,274/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,316/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,489
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,313
−HK$837/mo
Today · 4.125%
HK$28,150
baseline
▲ 0.50% · 4.625%
HK$29,863
+HK$1,713/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,300/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,468
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,259
−HK$802/mo
Today · 4.125%
HK$31,061
baseline
▲ 0.50% · 4.625%
HK$32,698
+HK$1,637/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$62,122/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,365 · Scale 2, in force from 26 Feb 2026)