LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,716
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,174
−HK$465/mo
Today · 4.125%
HK$15,639
baseline
▲ 0.50% · 4.625%
HK$16,591
+HK$952/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,278/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,372
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,811
−HK$445/mo
Today · 4.125%
HK$17,256
baseline
▲ 0.50% · 4.625%
HK$18,166
+HK$910/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,512/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,660
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,209
−HK$558/mo
Today · 4.125%
HK$18,767
baseline
▲ 0.50% · 4.625%
HK$19,909
+HK$1,142/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,534/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,646
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,173
−HK$535/mo
Today · 4.125%
HK$20,708
baseline
▲ 0.50% · 4.625%
HK$21,799
+HK$1,091/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,416/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,603
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,244
−HK$651/mo
Today · 4.125%
HK$21,895
baseline
▲ 0.50% · 4.625%
HK$23,227
+HK$1,332/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,790/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,921
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,535
−HK$624/mo
Today · 4.125%
HK$24,159
baseline
▲ 0.50% · 4.625%
HK$25,432
+HK$1,273/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,318/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,489
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,313
−HK$838/mo
Today · 4.125%
HK$28,151
baseline
▲ 0.50% · 4.625%
HK$29,863
+HK$1,712/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,302/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,469
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$801/mo
Today · 4.125%
HK$31,061
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,638/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$62,122/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,382 · Scale 2, in force from 26 Feb 2026)