LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,182
−HK$9,230/mo
▼ 0.25% · 3.875%
HK$151,761
−HK$4,651/mo
Today · 4.125%
HK$156,412
baseline
▲ 0.50% · 4.625%
HK$165,929
+HK$9,517/mo
Deposit HK$32.27M · loan HK$32.27M · min. income ≈ HK$312,824/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$2,743,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,739
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$168,130
−HK$4,455/mo
Today · 4.125%
HK$172,585
baseline
▲ 0.50% · 4.625%
HK$181,682
+HK$9,097/mo
Deposit HK$32.27M · loan HK$32.27M · min. income ≈ HK$345,170/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$2,743,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,619
−HK$11,075/mo
▼ 0.25% · 3.875%
HK$182,113
−HK$5,581/mo
Today · 4.125%
HK$187,694
baseline
▲ 0.50% · 4.625%
HK$199,115
+HK$11,421/mo
Deposit HK$25.82M · loan HK$38.73M · min. income ≈ HK$375,388/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,743,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,487
−HK$10,615/mo
▼ 0.25% · 3.875%
HK$201,756
−HK$5,346/mo
Today · 4.125%
HK$207,102
baseline
▲ 0.50% · 4.625%
HK$218,019
+HK$10,917/mo
Deposit HK$25.82M · loan HK$38.73M · min. income ≈ HK$414,204/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,743,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,055
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$212,465
−HK$6,512/mo
Today · 4.125%
HK$218,977
baseline
▲ 0.50% · 4.625%
HK$232,301
+HK$13,324/mo
Deposit HK$19.36M · loan HK$45.18M · min. income ≈ HK$437,954/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,235
−HK$12,384/mo
▼ 0.25% · 3.875%
HK$235,382
−HK$6,237/mo
Today · 4.125%
HK$241,619
baseline
▲ 0.50% · 4.625%
HK$254,355
+HK$12,736/mo
Deposit HK$19.36M · loan HK$45.18M · min. income ≈ HK$483,238/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,928
−HK$16,614/mo
▼ 0.25% · 3.875%
HK$273,169
−HK$8,373/mo
Today · 4.125%
HK$281,542
baseline
▲ 0.50% · 4.625%
HK$298,673
+HK$17,131/mo
Deposit HK$6.45M · loan HK$58.09M · min. income ≈ HK$563,084/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,730
−HK$15,923/mo
▼ 0.25% · 3.875%
HK$302,635
−HK$8,018/mo
Today · 4.125%
HK$310,653
baseline
▲ 0.50% · 4.625%
HK$327,028
+HK$16,375/mo
Deposit HK$6.45M · loan HK$58.09M · min. income ≈ HK$621,306/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,224 · Scale 2, in force from 26 Feb 2026)