LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,189
−HK$9,230/mo
▼ 0.25% · 3.875%
HK$151,767
−HK$4,652/mo
Today · 4.125%
HK$156,419
baseline
▲ 0.50% · 4.625%
HK$165,937
+HK$9,518/mo
Deposit HK$32.27M · loan HK$32.27M · min. income ≈ HK$312,838/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$2,743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,746
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$168,138
−HK$4,455/mo
Today · 4.125%
HK$172,593
baseline
▲ 0.50% · 4.625%
HK$181,691
+HK$9,098/mo
Deposit HK$32.27M · loan HK$32.27M · min. income ≈ HK$345,186/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$2,743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,627
−HK$11,076/mo
▼ 0.25% · 3.875%
HK$182,121
−HK$5,582/mo
Today · 4.125%
HK$187,703
baseline
▲ 0.50% · 4.625%
HK$199,124
+HK$11,421/mo
Deposit HK$25.82M · loan HK$38.73M · min. income ≈ HK$375,406/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,496
−HK$10,616/mo
▼ 0.25% · 3.875%
HK$201,765
−HK$5,347/mo
Today · 4.125%
HK$207,112
baseline
▲ 0.50% · 4.625%
HK$218,029
+HK$10,917/mo
Deposit HK$25.82M · loan HK$38.73M · min. income ≈ HK$414,224/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,065
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$212,474
−HK$6,513/mo
Today · 4.125%
HK$218,987
baseline
▲ 0.50% · 4.625%
HK$232,311
+HK$13,324/mo
Deposit HK$19.36M · loan HK$45.18M · min. income ≈ HK$437,974/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,245
−HK$12,385/mo
▼ 0.25% · 3.875%
HK$235,393
−HK$6,237/mo
Today · 4.125%
HK$241,630
baseline
▲ 0.50% · 4.625%
HK$254,367
+HK$12,737/mo
Deposit HK$19.36M · loan HK$45.18M · min. income ≈ HK$483,260/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,940
−HK$16,614/mo
▼ 0.25% · 3.875%
HK$273,181
−HK$8,373/mo
Today · 4.125%
HK$281,554
baseline
▲ 0.50% · 4.625%
HK$298,686
+HK$17,132/mo
Deposit HK$6.45M · loan HK$58.09M · min. income ≈ HK$563,108/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,743
−HK$15,924/mo
▼ 0.25% · 3.875%
HK$302,648
−HK$8,019/mo
Today · 4.125%
HK$310,667
baseline
▲ 0.50% · 4.625%
HK$327,043
+HK$16,376/mo
Deposit HK$6.45M · loan HK$58.09M · min. income ≈ HK$621,334/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,346 · Scale 2, in force from 26 Feb 2026)