LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,719
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,177
−HK$465/mo
Today · 4.125%
HK$15,642
baseline
▲ 0.50% · 4.625%
HK$16,594
+HK$952/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,284/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,375
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,814
−HK$445/mo
Today · 4.125%
HK$17,259
baseline
▲ 0.50% · 4.625%
HK$18,169
+HK$910/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,518/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,663
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,212
−HK$558/mo
Today · 4.125%
HK$18,770
baseline
▲ 0.50% · 4.625%
HK$19,912
+HK$1,142/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,540/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,650
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,177
−HK$534/mo
Today · 4.125%
HK$20,711
baseline
▲ 0.50% · 4.625%
HK$21,803
+HK$1,092/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,422/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,607
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,247
−HK$652/mo
Today · 4.125%
HK$21,899
baseline
▲ 0.50% · 4.625%
HK$23,231
+HK$1,332/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,798/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,925
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,539
−HK$624/mo
Today · 4.125%
HK$24,163
baseline
▲ 0.50% · 4.625%
HK$25,437
+HK$1,274/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,326/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,494
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,318
−HK$838/mo
Today · 4.125%
HK$28,156
baseline
▲ 0.50% · 4.625%
HK$29,869
+HK$1,713/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$56,312/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,474
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,265
−HK$802/mo
Today · 4.125%
HK$31,067
baseline
▲ 0.50% · 4.625%
HK$32,704
+HK$1,637/mo
Deposit HK$645K · loan HK$5.81M · min. income ≈ HK$62,134/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$180,495 · Scale 2, in force from 26 Feb 2026)