LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,191
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$151,770
−HK$4,652/mo
Today · 4.125%
HK$156,422
baseline
▲ 0.50% · 4.625%
HK$165,939
+HK$9,517/mo
Deposit HK$32.28M · loan HK$32.28M · min. income ≈ HK$312,844/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$2,743,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,749
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$168,141
−HK$4,455/mo
Today · 4.125%
HK$172,596
baseline
▲ 0.50% · 4.625%
HK$181,694
+HK$9,098/mo
Deposit HK$32.28M · loan HK$32.28M · min. income ≈ HK$345,192/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$2,743,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,630
−HK$11,076/mo
▼ 0.25% · 3.875%
HK$182,124
−HK$5,582/mo
Today · 4.125%
HK$187,706
baseline
▲ 0.50% · 4.625%
HK$199,127
+HK$11,421/mo
Deposit HK$25.82M · loan HK$38.73M · min. income ≈ HK$375,412/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,743,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,499
−HK$10,616/mo
▼ 0.25% · 3.875%
HK$201,769
−HK$5,346/mo
Today · 4.125%
HK$207,115
baseline
▲ 0.50% · 4.625%
HK$218,032
+HK$10,917/mo
Deposit HK$25.82M · loan HK$38.73M · min. income ≈ HK$414,230/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,743,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,068
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$212,478
−HK$6,512/mo
Today · 4.125%
HK$218,990
baseline
▲ 0.50% · 4.625%
HK$232,315
+HK$13,325/mo
Deposit HK$19.37M · loan HK$45.19M · min. income ≈ HK$437,980/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,249
−HK$12,385/mo
▼ 0.25% · 3.875%
HK$235,397
−HK$6,237/mo
Today · 4.125%
HK$241,634
baseline
▲ 0.50% · 4.625%
HK$254,371
+HK$12,737/mo
Deposit HK$19.37M · loan HK$45.19M · min. income ≈ HK$483,268/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,944
−HK$16,615/mo
▼ 0.25% · 3.875%
HK$273,186
−HK$8,373/mo
Today · 4.125%
HK$281,559
baseline
▲ 0.50% · 4.625%
HK$298,691
+HK$17,132/mo
Deposit HK$6.46M · loan HK$58.10M · min. income ≈ HK$563,118/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,748
−HK$15,924/mo
▼ 0.25% · 3.875%
HK$302,653
−HK$8,019/mo
Today · 4.125%
HK$310,672
baseline
▲ 0.50% · 4.625%
HK$327,048
+HK$16,376/mo
Deposit HK$6.46M · loan HK$58.10M · min. income ≈ HK$621,344/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,391 · Scale 2, in force from 26 Feb 2026)