LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,195
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$151,774
−HK$4,652/mo
Today · 4.125%
HK$156,426
baseline
▲ 0.50% · 4.625%
HK$165,944
+HK$9,518/mo
Deposit HK$32.28M · loan HK$32.28M · min. income ≈ HK$312,852/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$2,743,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,753
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$168,145
−HK$4,455/mo
Today · 4.125%
HK$172,600
baseline
▲ 0.50% · 4.625%
HK$181,698
+HK$9,098/mo
Deposit HK$32.28M · loan HK$32.28M · min. income ≈ HK$345,200/mo (50% DSR)
Upfront cash ≈ HK$35.02M (deposit + AVD stamp duty HK$2,743,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,634
−HK$11,077/mo
▼ 0.25% · 3.875%
HK$182,129
−HK$5,582/mo
Today · 4.125%
HK$187,711
baseline
▲ 0.50% · 4.625%
HK$199,133
+HK$11,422/mo
Deposit HK$25.82M · loan HK$38.73M · min. income ≈ HK$375,422/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,743,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,504
−HK$10,617/mo
▼ 0.25% · 3.875%
HK$201,774
−HK$5,347/mo
Today · 4.125%
HK$207,121
baseline
▲ 0.50% · 4.625%
HK$218,038
+HK$10,917/mo
Deposit HK$25.82M · loan HK$38.73M · min. income ≈ HK$414,242/mo (50% DSR)
Upfront cash ≈ HK$28.56M (deposit + AVD stamp duty HK$2,743,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,074
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$212,484
−HK$6,512/mo
Today · 4.125%
HK$218,996
baseline
▲ 0.50% · 4.625%
HK$232,322
+HK$13,326/mo
Deposit HK$19.37M · loan HK$45.19M · min. income ≈ HK$437,992/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,255
−HK$12,386/mo
▼ 0.25% · 3.875%
HK$235,403
−HK$6,238/mo
Today · 4.125%
HK$241,641
baseline
▲ 0.50% · 4.625%
HK$254,378
+HK$12,737/mo
Deposit HK$19.37M · loan HK$45.19M · min. income ≈ HK$483,282/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,952
−HK$16,615/mo
▼ 0.25% · 3.875%
HK$273,193
−HK$8,374/mo
Today · 4.125%
HK$281,567
baseline
▲ 0.50% · 4.625%
HK$298,699
+HK$17,132/mo
Deposit HK$6.46M · loan HK$58.10M · min. income ≈ HK$563,134/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,756
−HK$15,925/mo
▼ 0.25% · 3.875%
HK$302,661
−HK$8,020/mo
Today · 4.125%
HK$310,681
baseline
▲ 0.50% · 4.625%
HK$327,057
+HK$16,376/mo
Deposit HK$6.46M · loan HK$58.10M · min. income ≈ HK$621,362/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,466 · Scale 2, in force from 26 Feb 2026)