LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,221
−HK$9,232/mo
▼ 0.25% · 3.875%
HK$151,800
−HK$4,653/mo
Today · 4.125%
HK$156,453
baseline
▲ 0.50% · 4.625%
HK$165,973
+HK$9,520/mo
Deposit HK$32.28M · loan HK$32.28M · min. income ≈ HK$312,906/mo (50% DSR)
Upfront cash ≈ HK$35.03M (deposit + AVD stamp duty HK$2,743,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,782
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$168,174
−HK$4,456/mo
Today · 4.125%
HK$172,630
baseline
▲ 0.50% · 4.625%
HK$181,730
+HK$9,100/mo
Deposit HK$32.28M · loan HK$32.28M · min. income ≈ HK$345,260/mo (50% DSR)
Upfront cash ≈ HK$35.03M (deposit + AVD stamp duty HK$2,743,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,665
−HK$11,078/mo
▼ 0.25% · 3.875%
HK$182,160
−HK$5,583/mo
Today · 4.125%
HK$187,743
baseline
▲ 0.50% · 4.625%
HK$199,167
+HK$11,424/mo
Deposit HK$25.83M · loan HK$38.74M · min. income ≈ HK$375,486/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$2,743,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,538
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$201,809
−HK$5,347/mo
Today · 4.125%
HK$207,156
baseline
▲ 0.50% · 4.625%
HK$218,076
+HK$10,920/mo
Deposit HK$25.83M · loan HK$38.74M · min. income ≈ HK$414,312/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$2,743,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,109
−HK$12,925/mo
▼ 0.25% · 3.875%
HK$212,520
−HK$6,514/mo
Today · 4.125%
HK$219,034
baseline
▲ 0.50% · 4.625%
HK$232,362
+HK$13,328/mo
Deposit HK$19.37M · loan HK$45.19M · min. income ≈ HK$438,068/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,294
−HK$12,388/mo
▼ 0.25% · 3.875%
HK$235,444
−HK$6,238/mo
Today · 4.125%
HK$241,682
baseline
▲ 0.50% · 4.625%
HK$254,422
+HK$12,740/mo
Deposit HK$19.37M · loan HK$45.19M · min. income ≈ HK$483,364/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,743,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,997
−HK$16,618/mo
▼ 0.25% · 3.875%
HK$273,240
−HK$8,375/mo
Today · 4.125%
HK$281,615
baseline
▲ 0.50% · 4.625%
HK$298,751
+HK$17,136/mo
Deposit HK$6.46M · loan HK$58.11M · min. income ≈ HK$563,230/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,807
−HK$15,927/mo
▼ 0.25% · 3.875%
HK$302,713
−HK$8,021/mo
Today · 4.125%
HK$310,734
baseline
▲ 0.50% · 4.625%
HK$327,114
+HK$16,380/mo
Deposit HK$6.46M · loan HK$58.11M · min. income ≈ HK$621,468/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,743,938 · Scale 2, in force from 26 Feb 2026)