LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,239
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$151,819
−HK$4,654/mo
Today · 4.125%
HK$156,473
baseline
▲ 0.50% · 4.625%
HK$165,994
+HK$9,521/mo
Deposit HK$32.29M · loan HK$32.29M · min. income ≈ HK$312,946/mo (50% DSR)
Upfront cash ≈ HK$35.03M (deposit + AVD stamp duty HK$2,744,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,802
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$168,195
−HK$4,457/mo
Today · 4.125%
HK$172,652
baseline
▲ 0.50% · 4.625%
HK$181,753
+HK$9,101/mo
Deposit HK$32.29M · loan HK$32.29M · min. income ≈ HK$345,304/mo (50% DSR)
Upfront cash ≈ HK$35.03M (deposit + AVD stamp duty HK$2,744,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,687
−HK$11,080/mo
▼ 0.25% · 3.875%
HK$182,183
−HK$5,584/mo
Today · 4.125%
HK$187,767
baseline
▲ 0.50% · 4.625%
HK$199,192
+HK$11,425/mo
Deposit HK$25.83M · loan HK$38.74M · min. income ≈ HK$375,534/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$2,744,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,563
−HK$10,619/mo
▼ 0.25% · 3.875%
HK$201,835
−HK$5,347/mo
Today · 4.125%
HK$207,182
baseline
▲ 0.50% · 4.625%
HK$218,103
+HK$10,921/mo
Deposit HK$25.83M · loan HK$38.74M · min. income ≈ HK$414,364/mo (50% DSR)
Upfront cash ≈ HK$28.57M (deposit + AVD stamp duty HK$2,744,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,135
−HK$12,927/mo
▼ 0.25% · 3.875%
HK$212,547
−HK$6,515/mo
Today · 4.125%
HK$219,062
baseline
▲ 0.50% · 4.625%
HK$232,391
+HK$13,329/mo
Deposit HK$19.37M · loan HK$45.20M · min. income ≈ HK$438,124/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,744,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,323
−HK$12,390/mo
▼ 0.25% · 3.875%
HK$235,474
−HK$6,239/mo
Today · 4.125%
HK$241,713
baseline
▲ 0.50% · 4.625%
HK$254,454
+HK$12,741/mo
Deposit HK$19.37M · loan HK$45.20M · min. income ≈ HK$483,426/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,744,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,031
−HK$16,620/mo
▼ 0.25% · 3.875%
HK$273,275
−HK$8,376/mo
Today · 4.125%
HK$281,651
baseline
▲ 0.50% · 4.625%
HK$298,788
+HK$17,137/mo
Deposit HK$6.46M · loan HK$58.11M · min. income ≈ HK$563,302/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,744,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,844
−HK$15,930/mo
▼ 0.25% · 3.875%
HK$302,752
−HK$8,022/mo
Today · 4.125%
HK$310,774
baseline
▲ 0.50% · 4.625%
HK$327,155
+HK$16,381/mo
Deposit HK$6.46M · loan HK$58.11M · min. income ≈ HK$621,548/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,744,286 · Scale 2, in force from 26 Feb 2026)