LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,726
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,184
−HK$466/mo
Today · 4.125%
HK$15,650
baseline
▲ 0.50% · 4.625%
HK$16,602
+HK$952/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,300/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,383
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,822
−HK$446/mo
Today · 4.125%
HK$17,268
baseline
▲ 0.50% · 4.625%
HK$18,178
+HK$910/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,536/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,672
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,221
−HK$559/mo
Today · 4.125%
HK$18,780
baseline
▲ 0.50% · 4.625%
HK$19,923
+HK$1,143/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$37,560/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,660
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,187
−HK$535/mo
Today · 4.125%
HK$20,722
baseline
▲ 0.50% · 4.625%
HK$21,814
+HK$1,092/mo
Deposit HK$2.58M · loan HK$3.87M · min. income ≈ HK$41,444/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,617
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,258
−HK$652/mo
Today · 4.125%
HK$21,910
baseline
▲ 0.50% · 4.625%
HK$23,243
+HK$1,333/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,820/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,936
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,551
−HK$624/mo
Today · 4.125%
HK$24,175
baseline
▲ 0.50% · 4.625%
HK$25,450
+HK$1,275/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,350/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,508
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,332
−HK$838/mo
Today · 4.125%
HK$28,170
baseline
▲ 0.50% · 4.625%
HK$29,884
+HK$1,714/mo
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$56,340/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$180,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,489
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,280
−HK$803/mo
Today · 4.125%
HK$31,083
baseline
▲ 0.50% · 4.625%
HK$32,721
+HK$1,638/mo
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$62,166/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$180,823 · Scale 2, in force from 26 Feb 2026)