LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,277
−HK$9,236/mo
▼ 0.25% · 3.875%
HK$151,858
−HK$4,655/mo
Today · 4.125%
HK$156,513
baseline
▲ 0.50% · 4.625%
HK$166,036
+HK$9,523/mo
Deposit HK$32.29M · loan HK$32.29M · min. income ≈ HK$313,026/mo (50% DSR)
Upfront cash ≈ HK$35.04M (deposit + AVD stamp duty HK$2,744,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,844
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$168,239
−HK$4,457/mo
Today · 4.125%
HK$172,696
baseline
▲ 0.50% · 4.625%
HK$181,799
+HK$9,103/mo
Deposit HK$32.29M · loan HK$32.29M · min. income ≈ HK$345,392/mo (50% DSR)
Upfront cash ≈ HK$35.04M (deposit + AVD stamp duty HK$2,744,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,733
−HK$11,082/mo
▼ 0.25% · 3.875%
HK$182,230
−HK$5,585/mo
Today · 4.125%
HK$187,815
baseline
▲ 0.50% · 4.625%
HK$199,243
+HK$11,428/mo
Deposit HK$25.84M · loan HK$38.75M · min. income ≈ HK$375,630/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,744,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,613
−HK$10,623/mo
▼ 0.25% · 3.875%
HK$201,886
−HK$5,350/mo
Today · 4.125%
HK$207,236
baseline
▲ 0.50% · 4.625%
HK$218,159
+HK$10,923/mo
Deposit HK$25.84M · loan HK$38.75M · min. income ≈ HK$414,472/mo (50% DSR)
Upfront cash ≈ HK$28.58M (deposit + AVD stamp duty HK$2,744,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,188
−HK$12,930/mo
▼ 0.25% · 3.875%
HK$212,602
−HK$6,516/mo
Today · 4.125%
HK$219,118
baseline
▲ 0.50% · 4.625%
HK$232,451
+HK$13,333/mo
Deposit HK$19.38M · loan HK$45.21M · min. income ≈ HK$438,236/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,744,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,382
−HK$12,393/mo
▼ 0.25% · 3.875%
HK$235,534
−HK$6,241/mo
Today · 4.125%
HK$241,775
baseline
▲ 0.50% · 4.625%
HK$254,519
+HK$12,744/mo
Deposit HK$19.38M · loan HK$45.21M · min. income ≈ HK$483,550/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,744,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,099
−HK$16,624/mo
▼ 0.25% · 3.875%
HK$273,345
−HK$8,378/mo
Today · 4.125%
HK$281,723
baseline
▲ 0.50% · 4.625%
HK$298,865
+HK$17,142/mo
Deposit HK$6.46M · loan HK$58.13M · min. income ≈ HK$563,446/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,744,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,920
−HK$15,934/mo
▼ 0.25% · 3.875%
HK$302,830
−HK$8,024/mo
Today · 4.125%
HK$310,854
baseline
▲ 0.50% · 4.625%
HK$327,239
+HK$16,385/mo
Deposit HK$6.46M · loan HK$58.13M · min. income ≈ HK$621,708/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$2,744,991 · Scale 2, in force from 26 Feb 2026)