LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,728
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,186
−HK$465/mo
Today · 4.125%
HK$15,651
baseline
▲ 0.50% · 4.625%
HK$16,604
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,302/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,385
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,824
−HK$446/mo
Today · 4.125%
HK$17,270
baseline
▲ 0.50% · 4.625%
HK$18,180
+HK$910/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,540/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$180,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,673
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,223
−HK$559/mo
Today · 4.125%
HK$18,782
baseline
▲ 0.50% · 4.625%
HK$19,925
+HK$1,143/mo
Deposit HK$2.58M · loan HK$3.88M · min. income ≈ HK$37,564/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,662
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,189
−HK$535/mo
Today · 4.125%
HK$20,724
baseline
▲ 0.50% · 4.625%
HK$21,816
+HK$1,092/mo
Deposit HK$2.58M · loan HK$3.88M · min. income ≈ HK$41,448/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$180,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,619
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,260
−HK$652/mo
Today · 4.125%
HK$21,912
baseline
▲ 0.50% · 4.625%
HK$23,245
+HK$1,333/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,824/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,939
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,554
−HK$624/mo
Today · 4.125%
HK$24,178
baseline
▲ 0.50% · 4.625%
HK$25,452
+HK$1,274/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,356/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$180,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,510
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,335
−HK$838/mo
Today · 4.125%
HK$28,173
baseline
▲ 0.50% · 4.625%
HK$29,887
+HK$1,714/mo
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$56,346/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$180,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,492
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,283
−HK$803/mo
Today · 4.125%
HK$31,086
baseline
▲ 0.50% · 4.625%
HK$32,724
+HK$1,638/mo
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$62,172/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$180,888 · Scale 2, in force from 26 Feb 2026)