LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,305
−HK$9,238/mo
▼ 0.25% · 3.875%
HK$151,887
−HK$4,656/mo
Today · 4.125%
HK$156,543
baseline
▲ 0.50% · 4.625%
HK$166,068
+HK$9,525/mo
Deposit HK$32.30M · loan HK$32.30M · min. income ≈ HK$313,086/mo (50% DSR)
Upfront cash ≈ HK$35.05M (deposit + AVD stamp duty HK$2,745,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,876
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$168,271
−HK$4,459/mo
Today · 4.125%
HK$172,730
baseline
▲ 0.50% · 4.625%
HK$181,834
+HK$9,104/mo
Deposit HK$32.30M · loan HK$32.30M · min. income ≈ HK$345,460/mo (50% DSR)
Upfront cash ≈ HK$35.05M (deposit + AVD stamp duty HK$2,745,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,767
−HK$11,084/mo
▼ 0.25% · 3.875%
HK$182,265
−HK$5,586/mo
Today · 4.125%
HK$187,851
baseline
▲ 0.50% · 4.625%
HK$199,282
+HK$11,431/mo
Deposit HK$25.84M · loan HK$38.76M · min. income ≈ HK$375,702/mo (50% DSR)
Upfront cash ≈ HK$28.59M (deposit + AVD stamp duty HK$2,745,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,651
−HK$10,624/mo
▼ 0.25% · 3.875%
HK$201,925
−HK$5,350/mo
Today · 4.125%
HK$207,275
baseline
▲ 0.50% · 4.625%
HK$218,201
+HK$10,926/mo
Deposit HK$25.84M · loan HK$38.76M · min. income ≈ HK$414,550/mo (50% DSR)
Upfront cash ≈ HK$28.59M (deposit + AVD stamp duty HK$2,745,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,228
−HK$12,932/mo
▼ 0.25% · 3.875%
HK$212,642
−HK$6,518/mo
Today · 4.125%
HK$219,160
baseline
▲ 0.50% · 4.625%
HK$232,495
+HK$13,335/mo
Deposit HK$19.38M · loan HK$45.22M · min. income ≈ HK$438,320/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,745,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,426
−HK$12,395/mo
▼ 0.25% · 3.875%
HK$235,579
−HK$6,242/mo
Today · 4.125%
HK$241,821
baseline
▲ 0.50% · 4.625%
HK$254,568
+HK$12,747/mo
Deposit HK$19.38M · loan HK$45.22M · min. income ≈ HK$483,642/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,745,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,150
−HK$16,627/mo
▼ 0.25% · 3.875%
HK$273,397
−HK$8,380/mo
Today · 4.125%
HK$281,777
baseline
▲ 0.50% · 4.625%
HK$298,923
+HK$17,146/mo
Deposit HK$6.46M · loan HK$58.14M · min. income ≈ HK$563,554/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,745,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,977
−HK$15,936/mo
▼ 0.25% · 3.875%
HK$302,888
−HK$8,025/mo
Today · 4.125%
HK$310,913
baseline
▲ 0.50% · 4.625%
HK$327,302
+HK$16,389/mo
Deposit HK$6.46M · loan HK$58.14M · min. income ≈ HK$621,826/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,745,517 · Scale 2, in force from 26 Feb 2026)