LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,731
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,189
−HK$466/mo
Today · 4.125%
HK$15,655
baseline
▲ 0.50% · 4.625%
HK$16,607
+HK$952/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,310/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,388
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,827
−HK$446/mo
Today · 4.125%
HK$17,273
baseline
▲ 0.50% · 4.625%
HK$18,184
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,546/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,677
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,227
−HK$558/mo
Today · 4.125%
HK$18,785
baseline
▲ 0.50% · 4.625%
HK$19,928
+HK$1,143/mo
Deposit HK$2.58M · loan HK$3.88M · min. income ≈ HK$37,570/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,665
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,193
−HK$535/mo
Today · 4.125%
HK$20,728
baseline
▲ 0.50% · 4.625%
HK$21,820
+HK$1,092/mo
Deposit HK$2.58M · loan HK$3.88M · min. income ≈ HK$41,456/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,623
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,265
−HK$651/mo
Today · 4.125%
HK$21,916
baseline
▲ 0.50% · 4.625%
HK$23,250
+HK$1,334/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,832/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,943
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,558
−HK$625/mo
Today · 4.125%
HK$24,183
baseline
▲ 0.50% · 4.625%
HK$25,457
+HK$1,274/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,366/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,515
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,340
−HK$838/mo
Today · 4.125%
HK$28,178
baseline
▲ 0.50% · 4.625%
HK$29,893
+HK$1,715/mo
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$56,356/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$181,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,498
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,289
−HK$803/mo
Today · 4.125%
HK$31,092
baseline
▲ 0.50% · 4.625%
HK$32,731
+HK$1,639/mo
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$62,184/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$181,015 · Scale 2, in force from 26 Feb 2026)