LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,337
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$151,920
−HK$4,656/mo
Today · 4.125%
HK$156,576
baseline
▲ 0.50% · 4.625%
HK$166,104
+HK$9,528/mo
Deposit HK$32.31M · loan HK$32.31M · min. income ≈ HK$313,152/mo (50% DSR)
Upfront cash ≈ HK$35.05M (deposit + AVD stamp duty HK$2,746,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,911
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$168,307
−HK$4,460/mo
Today · 4.125%
HK$172,767
baseline
▲ 0.50% · 4.625%
HK$181,873
+HK$9,106/mo
Deposit HK$32.31M · loan HK$32.31M · min. income ≈ HK$345,534/mo (50% DSR)
Upfront cash ≈ HK$35.05M (deposit + AVD stamp duty HK$2,746,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,804
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$182,304
−HK$5,588/mo
Today · 4.125%
HK$187,892
baseline
▲ 0.50% · 4.625%
HK$199,324
+HK$11,432/mo
Deposit HK$25.85M · loan HK$38.77M · min. income ≈ HK$375,784/mo (50% DSR)
Upfront cash ≈ HK$28.59M (deposit + AVD stamp duty HK$2,746,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,693
−HK$10,627/mo
▼ 0.25% · 3.875%
HK$201,968
−HK$5,352/mo
Today · 4.125%
HK$207,320
baseline
▲ 0.50% · 4.625%
HK$218,248
+HK$10,928/mo
Deposit HK$25.85M · loan HK$38.77M · min. income ≈ HK$414,640/mo (50% DSR)
Upfront cash ≈ HK$28.59M (deposit + AVD stamp duty HK$2,746,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,272
−HK$12,935/mo
▼ 0.25% · 3.875%
HK$212,688
−HK$6,519/mo
Today · 4.125%
HK$219,207
baseline
▲ 0.50% · 4.625%
HK$232,545
+HK$13,338/mo
Deposit HK$19.38M · loan HK$45.23M · min. income ≈ HK$438,414/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,746,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,475
−HK$12,398/mo
▼ 0.25% · 3.875%
HK$235,630
−HK$6,243/mo
Today · 4.125%
HK$241,873
baseline
▲ 0.50% · 4.625%
HK$254,623
+HK$12,750/mo
Deposit HK$19.38M · loan HK$45.23M · min. income ≈ HK$483,746/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,746,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,207
−HK$16,630/mo
▼ 0.25% · 3.875%
HK$273,456
−HK$8,381/mo
Today · 4.125%
HK$281,837
baseline
▲ 0.50% · 4.625%
HK$298,987
+HK$17,150/mo
Deposit HK$6.46M · loan HK$58.15M · min. income ≈ HK$563,674/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,746,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,040
−HK$15,940/mo
▼ 0.25% · 3.875%
HK$302,953
−HK$8,027/mo
Today · 4.125%
HK$310,980
baseline
▲ 0.50% · 4.625%
HK$327,372
+HK$16,392/mo
Deposit HK$6.46M · loan HK$58.15M · min. income ≈ HK$621,960/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,746,105 · Scale 2, in force from 26 Feb 2026)