LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,356
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$151,940
−HK$4,657/mo
Today · 4.125%
HK$156,597
baseline
▲ 0.50% · 4.625%
HK$166,125
+HK$9,528/mo
Deposit HK$32.31M · loan HK$32.31M · min. income ≈ HK$313,194/mo (50% DSR)
Upfront cash ≈ HK$35.06M (deposit + AVD stamp duty HK$2,746,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,932
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$168,329
−HK$4,460/mo
Today · 4.125%
HK$172,789
baseline
▲ 0.50% · 4.625%
HK$181,897
+HK$9,108/mo
Deposit HK$32.31M · loan HK$32.31M · min. income ≈ HK$345,578/mo (50% DSR)
Upfront cash ≈ HK$35.06M (deposit + AVD stamp duty HK$2,746,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,827
−HK$11,089/mo
▼ 0.25% · 3.875%
HK$182,328
−HK$5,588/mo
Today · 4.125%
HK$187,916
baseline
▲ 0.50% · 4.625%
HK$199,350
+HK$11,434/mo
Deposit HK$25.85M · loan HK$38.77M · min. income ≈ HK$375,832/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,746,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,719
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$201,994
−HK$5,353/mo
Today · 4.125%
HK$207,347
baseline
▲ 0.50% · 4.625%
HK$218,276
+HK$10,929/mo
Deposit HK$25.85M · loan HK$38.77M · min. income ≈ HK$414,694/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,746,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,299
−HK$12,936/mo
▼ 0.25% · 3.875%
HK$212,716
−HK$6,519/mo
Today · 4.125%
HK$219,235
baseline
▲ 0.50% · 4.625%
HK$232,575
+HK$13,340/mo
Deposit HK$19.39M · loan HK$45.24M · min. income ≈ HK$438,470/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,746,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,505
−HK$12,399/mo
▼ 0.25% · 3.875%
HK$235,660
−HK$6,244/mo
Today · 4.125%
HK$241,904
baseline
▲ 0.50% · 4.625%
HK$254,656
+HK$12,752/mo
Deposit HK$19.39M · loan HK$45.24M · min. income ≈ HK$483,808/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,746,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,241
−HK$16,633/mo
▼ 0.25% · 3.875%
HK$273,491
−HK$8,383/mo
Today · 4.125%
HK$281,874
baseline
▲ 0.50% · 4.625%
HK$299,025
+HK$17,151/mo
Deposit HK$6.46M · loan HK$58.16M · min. income ≈ HK$563,748/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,746,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,078
−HK$15,942/mo
▼ 0.25% · 3.875%
HK$302,992
−HK$8,028/mo
Today · 4.125%
HK$311,020
baseline
▲ 0.50% · 4.625%
HK$327,414
+HK$16,394/mo
Deposit HK$6.46M · loan HK$58.16M · min. income ≈ HK$622,040/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,746,461 · Scale 2, in force from 26 Feb 2026)