LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,736
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,194
−HK$466/mo
Today · 4.125%
HK$15,660
baseline
▲ 0.50% · 4.625%
HK$16,613
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,320/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,393
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,833
−HK$446/mo
Today · 4.125%
HK$17,279
baseline
▲ 0.50% · 4.625%
HK$18,190
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,558/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,683
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,233
−HK$559/mo
Today · 4.125%
HK$18,792
baseline
▲ 0.50% · 4.625%
HK$19,935
+HK$1,143/mo
Deposit HK$2.58M · loan HK$3.88M · min. income ≈ HK$37,584/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,672
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,199
−HK$536/mo
Today · 4.125%
HK$20,735
baseline
▲ 0.50% · 4.625%
HK$21,828
+HK$1,093/mo
Deposit HK$2.58M · loan HK$3.88M · min. income ≈ HK$41,470/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,630
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,272
−HK$652/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,258
+HK$1,334/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,951
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,566
−HK$624/mo
Today · 4.125%
HK$24,190
baseline
▲ 0.50% · 4.625%
HK$25,466
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,380/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,524
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,349
−HK$838/mo
Today · 4.125%
HK$28,187
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,716/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,374/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$181,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,508
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,299
−HK$803/mo
Today · 4.125%
HK$31,102
baseline
▲ 0.50% · 4.625%
HK$32,741
+HK$1,639/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$62,204/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$181,228 · Scale 2, in force from 26 Feb 2026)