LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,367
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$151,951
−HK$4,657/mo
Today · 4.125%
HK$156,608
baseline
▲ 0.50% · 4.625%
HK$166,137
+HK$9,529/mo
Deposit HK$32.31M · loan HK$32.31M · min. income ≈ HK$313,216/mo (50% DSR)
Upfront cash ≈ HK$35.06M (deposit + AVD stamp duty HK$2,746,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,944
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$168,341
−HK$4,460/mo
Today · 4.125%
HK$172,801
baseline
▲ 0.50% · 4.625%
HK$181,910
+HK$9,109/mo
Deposit HK$32.31M · loan HK$32.31M · min. income ≈ HK$345,602/mo (50% DSR)
Upfront cash ≈ HK$35.06M (deposit + AVD stamp duty HK$2,746,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,840
−HK$11,090/mo
▼ 0.25% · 3.875%
HK$182,341
−HK$5,589/mo
Today · 4.125%
HK$187,930
baseline
▲ 0.50% · 4.625%
HK$199,365
+HK$11,435/mo
Deposit HK$25.85M · loan HK$38.78M · min. income ≈ HK$375,860/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,746,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,733
−HK$10,629/mo
▼ 0.25% · 3.875%
HK$202,009
−HK$5,353/mo
Today · 4.125%
HK$207,362
baseline
▲ 0.50% · 4.625%
HK$218,292
+HK$10,930/mo
Deposit HK$25.85M · loan HK$38.78M · min. income ≈ HK$414,724/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,746,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,313
−HK$12,938/mo
▼ 0.25% · 3.875%
HK$212,731
−HK$6,520/mo
Today · 4.125%
HK$219,251
baseline
▲ 0.50% · 4.625%
HK$232,592
+HK$13,341/mo
Deposit HK$19.39M · loan HK$45.24M · min. income ≈ HK$438,502/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,746,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,522
−HK$12,400/mo
▼ 0.25% · 3.875%
HK$235,677
−HK$6,245/mo
Today · 4.125%
HK$241,922
baseline
▲ 0.50% · 4.625%
HK$254,674
+HK$12,752/mo
Deposit HK$19.39M · loan HK$45.24M · min. income ≈ HK$483,844/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,746,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,260
−HK$16,634/mo
▼ 0.25% · 3.875%
HK$273,511
−HK$8,383/mo
Today · 4.125%
HK$281,894
baseline
▲ 0.50% · 4.625%
HK$299,047
+HK$17,153/mo
Deposit HK$6.46M · loan HK$58.16M · min. income ≈ HK$563,788/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,746,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,099
−HK$15,944/mo
▼ 0.25% · 3.875%
HK$303,014
−HK$8,029/mo
Today · 4.125%
HK$311,043
baseline
▲ 0.50% · 4.625%
HK$327,438
+HK$16,395/mo
Deposit HK$6.46M · loan HK$58.16M · min. income ≈ HK$622,086/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,746,660 · Scale 2, in force from 26 Feb 2026)