LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,738
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,196
−HK$466/mo
Today · 4.125%
HK$15,662
baseline
▲ 0.50% · 4.625%
HK$16,615
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,324/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,395
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,835
−HK$446/mo
Today · 4.125%
HK$17,281
baseline
▲ 0.50% · 4.625%
HK$18,192
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,562/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,685
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,235
−HK$559/mo
Today · 4.125%
HK$18,794
baseline
▲ 0.50% · 4.625%
HK$19,938
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,588/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,675
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,202
−HK$535/mo
Today · 4.125%
HK$20,737
baseline
▲ 0.50% · 4.625%
HK$21,831
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,474/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,633
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,274
−HK$653/mo
Today · 4.125%
HK$21,927
baseline
▲ 0.50% · 4.625%
HK$23,261
+HK$1,334/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$43,854/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,954
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,569
−HK$625/mo
Today · 4.125%
HK$24,194
baseline
▲ 0.50% · 4.625%
HK$25,469
+HK$1,275/mo
Deposit HK$1.94M · loan HK$4.52M · min. income ≈ HK$48,388/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,528
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,353
−HK$838/mo
Today · 4.125%
HK$28,191
baseline
▲ 0.50% · 4.625%
HK$29,907
+HK$1,716/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,382/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,512
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,303
−HK$803/mo
Today · 4.125%
HK$31,106
baseline
▲ 0.50% · 4.625%
HK$32,746
+HK$1,640/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$62,212/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,314 · Scale 2, in force from 26 Feb 2026)