LTV · monthly repayment
▼ 0.50% · 3.625%
HK$147,401
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$151,986
−HK$4,658/mo
Today · 4.125%
HK$156,644
baseline
▲ 0.50% · 4.625%
HK$166,175
+HK$9,531/mo
Deposit HK$32.32M · loan HK$32.32M · min. income ≈ HK$313,288/mo (50% DSR)
Upfront cash ≈ HK$35.07M (deposit + AVD stamp duty HK$2,747,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,982
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$168,380
−HK$4,461/mo
Today · 4.125%
HK$172,841
baseline
▲ 0.50% · 4.625%
HK$181,952
+HK$9,111/mo
Deposit HK$32.32M · loan HK$32.32M · min. income ≈ HK$345,682/mo (50% DSR)
Upfront cash ≈ HK$35.07M (deposit + AVD stamp duty HK$2,747,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,881
−HK$11,092/mo
▼ 0.25% · 3.875%
HK$182,383
−HK$5,590/mo
Today · 4.125%
HK$187,973
baseline
▲ 0.50% · 4.625%
HK$199,410
+HK$11,437/mo
Deposit HK$25.86M · loan HK$38.79M · min. income ≈ HK$375,946/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,747,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,778
−HK$10,631/mo
▼ 0.25% · 3.875%
HK$202,055
−HK$5,354/mo
Today · 4.125%
HK$207,409
baseline
▲ 0.50% · 4.625%
HK$218,342
+HK$10,933/mo
Deposit HK$25.86M · loan HK$38.79M · min. income ≈ HK$414,818/mo (50% DSR)
Upfront cash ≈ HK$28.60M (deposit + AVD stamp duty HK$2,747,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,361
−HK$12,940/mo
▼ 0.25% · 3.875%
HK$212,780
−HK$6,521/mo
Today · 4.125%
HK$219,301
baseline
▲ 0.50% · 4.625%
HK$232,645
+HK$13,344/mo
Deposit HK$19.39M · loan HK$45.25M · min. income ≈ HK$438,602/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,747,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,574
−HK$12,404/mo
▼ 0.25% · 3.875%
HK$235,731
−HK$6,247/mo
Today · 4.125%
HK$241,978
baseline
▲ 0.50% · 4.625%
HK$254,732
+HK$12,754/mo
Deposit HK$19.39M · loan HK$45.25M · min. income ≈ HK$483,956/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,747,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,321
−HK$16,638/mo
▼ 0.25% · 3.875%
HK$273,574
−HK$8,385/mo
Today · 4.125%
HK$281,959
baseline
▲ 0.50% · 4.625%
HK$299,116
+HK$17,157/mo
Deposit HK$6.46M · loan HK$58.18M · min. income ≈ HK$563,918/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,747,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,167
−HK$15,947/mo
▼ 0.25% · 3.875%
HK$303,083
−HK$8,031/mo
Today · 4.125%
HK$311,114
baseline
▲ 0.50% · 4.625%
HK$327,513
+HK$16,399/mo
Deposit HK$6.46M · loan HK$58.18M · min. income ≈ HK$622,228/mo (50% DSR)
Upfront cash ≈ HK$9.21M (deposit + AVD stamp duty HK$2,747,290 · Scale 2, in force from 26 Feb 2026)