LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,741
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,199
−HK$466/mo
Today · 4.125%
HK$15,665
baseline
▲ 0.50% · 4.625%
HK$16,618
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,330/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,399
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,838
−HK$447/mo
Today · 4.125%
HK$17,285
baseline
▲ 0.50% · 4.625%
HK$18,196
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,570/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,689
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,239
−HK$559/mo
Today · 4.125%
HK$18,798
baseline
▲ 0.50% · 4.625%
HK$19,942
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,596/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,678
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,206
−HK$536/mo
Today · 4.125%
HK$20,742
baseline
▲ 0.50% · 4.625%
HK$21,835
+HK$1,093/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,484/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,637
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,279
−HK$652/mo
Today · 4.125%
HK$21,931
baseline
▲ 0.50% · 4.625%
HK$23,265
+HK$1,334/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,862/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,958
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,574
−HK$624/mo
Today · 4.125%
HK$24,198
baseline
▲ 0.50% · 4.625%
HK$25,474
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,396/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$839/mo
Today · 4.125%
HK$28,197
baseline
▲ 0.50% · 4.625%
HK$29,912
+HK$1,715/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,394/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,309
−HK$803/mo
Today · 4.125%
HK$31,112
baseline
▲ 0.50% · 4.625%
HK$32,752
+HK$1,640/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$62,224/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,441 · Scale 2, in force from 26 Feb 2026)