LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,741
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,200
−HK$465/mo
Today · 4.125%
HK$15,665
baseline
▲ 0.50% · 4.625%
HK$16,619
+HK$954/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,330/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,399
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,839
−HK$446/mo
Today · 4.125%
HK$17,285
baseline
▲ 0.50% · 4.625%
HK$18,196
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,570/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,689
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,240
−HK$559/mo
Today · 4.125%
HK$18,799
baseline
▲ 0.50% · 4.625%
HK$19,942
+HK$1,143/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,598/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,679
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,207
−HK$535/mo
Today · 4.125%
HK$20,742
baseline
▲ 0.50% · 4.625%
HK$21,836
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,484/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,638
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,279
−HK$653/mo
Today · 4.125%
HK$21,932
baseline
▲ 0.50% · 4.625%
HK$23,266
+HK$1,334/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,864/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,959
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,575
−HK$624/mo
Today · 4.125%
HK$24,199
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,398/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,534
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,359
−HK$839/mo
Today · 4.125%
HK$28,198
baseline
▲ 0.50% · 4.625%
HK$29,914
+HK$1,716/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,396/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,519
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,310
−HK$804/mo
Today · 4.125%
HK$31,114
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,640/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$62,228/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,467 · Scale 2, in force from 26 Feb 2026)