LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,745
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,204
−HK$466/mo
Today · 4.125%
HK$15,670
baseline
▲ 0.50% · 4.625%
HK$16,623
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,340/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,404
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,844
−HK$446/mo
Today · 4.125%
HK$17,290
baseline
▲ 0.50% · 4.625%
HK$18,201
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,580/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,694
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,244
−HK$560/mo
Today · 4.125%
HK$18,804
baseline
▲ 0.50% · 4.625%
HK$19,948
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,608/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,684
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,212
−HK$536/mo
Today · 4.125%
HK$20,748
baseline
▲ 0.50% · 4.625%
HK$21,842
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,496/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,643
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,285
−HK$652/mo
Today · 4.125%
HK$21,937
baseline
▲ 0.50% · 4.625%
HK$23,272
+HK$1,335/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,874/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,965
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,581
−HK$625/mo
Today · 4.125%
HK$24,206
baseline
▲ 0.50% · 4.625%
HK$25,482
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,412/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,541
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,367
−HK$838/mo
Today · 4.125%
HK$28,205
baseline
▲ 0.50% · 4.625%
HK$29,922
+HK$1,717/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,410/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,527
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,318
−HK$804/mo
Today · 4.125%
HK$31,122
baseline
▲ 0.50% · 4.625%
HK$32,762
+HK$1,640/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,244/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,638 · Scale 2, in force from 26 Feb 2026)